Chartered Accountant

Essential Services: Role & Location fungibility

While the role descriptions give you an overview of the responsibilities, it is only directional and guiding in nature. At ICICI Bank, we believe in serving our customers beyond our role definition, product boundaries, and domain limitations through our philosophy of customer 360-degree. In essence, this captures our belief in serving the entire banking needs of our customers as One Bank, One Team. To achieve this, employees at ICICI Bank are expected to be role and location-fungible with the understanding that Banking is an essential service

About the Role

• ICICI Bank is pleased to onboard Chartered Accountants across various functional domains like Relationship Management, Credit Management, Risk & Compliance, Audit, and Product Management.
• Applicants are expected to apply for this opportunity with an understanding that every job role at ICICI Bank will entail Sales & Relationship management.
• The role and location offered will solely depend upon the requirement of the Bank.
• ICICI Bank believes in serving the entire banking needs of the customer through a customer-360 degree approach, this necessitates all the employees to work beyond the role boundaries and product domains.

Key Responsibilities

• 360° Credit Assessment: Understand in detail the client's business and financials and prepare a quality appraisal note in collaboration with the Risk Management team.
• Business Development: Market scoping, segmenting and targeting to acquire new clients as per the risk appetite of the bank and drive ecosystem revenue o The RM for the purpose of business origination, will engage with banks, brokers, corporates, law firms, trade associations, chamber of commerce as well as attend events, participate in seminars, and trade fairs.
• Collaboration: Work in synergy with different internal teams of the Bank in order to deliver the right solutions to the customer. Collaborative working is key in this role.
• Portfolio Management: Manage a high-quality portfolio of corporate clients. Work towards generating new business leads as well as deepening relationships with existing customers.
• Customer Service: Create service excellence by partnering with customers through their life cycle and offer suitable products and services based on their financial needs while being fair to the customer and fair to the bank in all engagements.
• Behold our values: Offer products that are fair to our customers and fair to the bank.

Key Qualifications & Skills

• Educational Qualification Chartered Accountant with 0-6 years of experience
• Communication skills: Ability to tailor conversations (both verbal & written) arounds the need of customer with utmost focus on service delivery.
• Financial Understanding: An understanding of the intricacies of financial analysis, the balance sheet, profit & loss accounts and cash flow statements. Knowledge of basic banking products.