QA Underwriting

Key Responsibilities:

• Review mortgage loan files including income, assets, credit, and collateral.
• Utilize client's loan operating system to ensure accurate data entry.
• Underwrite loans according to client guidelines using AUS or manual methods.
• Evaluate and ensure loan documents are accurate, complete, and compliant.
• Identify and clear red flags in loan files.
• Issue loan decisions and condition files accordingly.
• Review and approve conditions for compliance and completion of loan files.
• Provide excellent customer service to internal and external clients.
• Maintain current knowledge of client and investor requirements.
• Resolve pre- and post-closing issues related to underwriting.
• Assist processors and loan officers in understanding underwriting decisions and conditions.
• Work effectively in high-stress environments while delivering high-quality service.
• Flexibility to work beyond standard hours as required.