US Mortgage Underwriter

Cloudxtreme Technologies Private Limited

Chennai, Pune

5-10 Years

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Posted 5 days ago
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Job Description

Apply the 4 C's of Underwriting to qualify loans: Credit, Capacity, Capital, and Collateral.
Perform complete and in-depth review of mortgage loan files including income, assets, credit, and collateral.
Utilize the client's loan operating system for accurate data entry.
Underwrite loans in accordance with client guidelines using AUS or manual guidelines.
Evaluate loan documents to ensure accuracy, completeness, and compliance.
Identify and/or clear red flags in loan documentation.
Issue loan decisions and condition files accordingly.
Review and approve conditions for compliance and completion of loan files.
Provide excellent customer service to internal and external clients.
Maintain current knowledge of client and investor requirements.
Resolve pre- and post-closing issues related to underwriting.
Assist Processors/Loan Officers in understanding underwriting decisions and conditions.
Work effectively in high-stress environments while maintaining high-quality service.
Flexibility to work over 40 hours and outside normal business hours when needed.

More Info

Job Type:

Permanent Job

Industry:

Consulting, Information Services

Function:

Banking

Employment Type:

Full time

Open to candidates from:

Indian

About Company

Cloudxtreme Technologies Private Limited

We are the Information Technology Services Company providing HR and Finance Digital Transformation Solutions to re-engineer, modernize and automate their Business Processes to maximize their results. We are specialized in HRMS Software Solutions with both AMS and Implementation Services

Job ID: 135106577

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