We are seeking an experienced Property and Casualty Underwriter with 5-6 years of experience in the US insurance process. The ideal candidate will have a strong background in underwriting for brokers and carriers and will be responsible for evaluating and analyzing insurance applications to determine risk levels and premium pricing.
Key Responsibilities:
- Evaluate insurance applications and related documents to determine the level of risk involved.
- Assess and analyze information such as loss records, financial statements, and property details.
- Set appropriate terms, coverage, and premium rates for new and renewal policies.
- Develop and maintain relationships with brokers and carriers to facilitate the underwriting process.
- Ensure compliance with underwriting guidelines, regulations, and standards.
- Provide technical guidance and support to junior underwriters and other team members.
- Participate in underwriting audits and reviews to ensure quality and accuracy.
- Stay updated on industry trends, regulations, and best practices.
Qualifications:
- Bachelors degree in Business, Finance, Insurance, or a related field.
- 5-6 years of experience in Property and Casualty underwriting, preferably with exposure to the US insurance market.
- In-depth knowledge of underwriting principles, guidelines, and regulations.
- Strong analytical and decision-making skills.
- Excellent communication and interpersonal skills.
- Ability to work independently and as part of a team.
- Proficiency in underwriting software and tools.
Preferred Skills:
- Experience working with different types of property and casualty insurance products.
- Familiarity with US insurance market standards and practices
