Product Manager

About WeRize

Founded in 2019 by Vishal Chopra and Himanshu Gupta, WeRize is building India's largest full stack fintech platform for 500 million underserved middle-class customers who live in 5000+ small towns of India. WeRize (Wortgage technologies pvt ltd) also owns RBI registered NBFC subsidiary (Wortgage Finance pvt ltd).

This customer segments not served by private sector banks, Insurers and Mutual Fund companies due to their low ticket-size and lifetime value and is dependent on PSU/Govt. banks. PSU/Government banks rarely provide financial products beyond basic savings accounts and these customers lack access to unsecured loans, MSME loans, credit cards, affordable housing loans, loan against property , health and life insurance and investment products. WeRize manufactures innovative unsecured consumer credit, mortgages, loan against property, MSME loans,savings and insurance products designed for this customer base keeping in mind their needs, requirements and purchasing power, with a view to add a layer of financial security to their lives and enable access to credit.

While customers in these geographies use smartphones, they need proper guidance and support when purchasing the right financial products for themselves. So, a pure digital model doesn't work for this segment. WeRize has innovated on this front through its Finance ki online dukaan (Social Shopify of Finance), a first of its kind social distribution tech platform in the financial services space that educates and enables local financially literate freelancers across these small towns to source business through online and offline channels, recommend the right financial product(s) to customers as well as provide after sales support. These freelancers, who are located in more than 5000+ towns and cities, earn as much as INR 30,000 a month from WeRize in commissions. Our social distribution platform supported by financially literate freelancers means exceptionally low cost of customer acquisition (CAC) and operations costs compared to both fully digital and on-the-ground financial services providers. Digital conversions among this target group are way lower when compared to upper income customers in metros and hence pure digital CAC doesn't work for this segment. While companies like LIC and Fino Bank also rely on freelancer distribution, they deploy local on-field teams/branches to manage freelancers in every city. That results in very high CAC and operations costs for such companies. WeRize on the other hand, has been able to acquire, train and manage thousands of freelancers in 5000+ cities only through its tech platform and without any feet-on-street team of its own. This results in highly profitable business model for Werize.

To know more about the company, please visit: https://www.werize.com/

Location: Shilpitha Tech Park, Bellandur, Bangalore.

Experience: 45 years (with at least 23 years in Product Management)

Type: Full-time, On-site

About the Role

We are looking for a Product Manager to join our Collections Pod at WeRize. The person will work closely with the collections and operations teams to build tools, systems, and solutions that improve loan recovery efficiency, streamline processes, and support business growth. This is a high-impact role where you will act as the bridge between operations, technology, and business

teams.

Key Responsibilities:

• Partner with the collections team to identify bottlenecks, pain points, and improvement opportunities.
• Build and enhance tools/solutions for collections, including dashboards, automated workflows, and customer communication systems.
• Collaborate with engineering, design, and operations teams to deliver scalable, data-driven solutions.
• Use SQL, Excel, and AI tools to analyze data and drive product decisions.
• Translate business requirements into clear product specifications and roadmaps.
• Track performance metrics to measure impact on collections efficiency and recovery rates.

Requirements:

• 45 years of total experience, with at least 23 years in product management.
• Strong track record of working with operations teams; prior experience in lending/fintech preferred.
• Proficiency in SQL, Excel, Jira, and AI tools (ChatGPT, Copilot, etc.).
• Strong analytical and problem-solving skills.
• Excellent communication and stakeholder management.
• Immediate joiners or candidates with short notice periods preferred.
• Tier 1 college background is strongly preferred.