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Product Manager

4-9 Years
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Job Description

Product Strategy & Planning

  • Define the roadmap for consumer durables financing products (e.g. EMI/tenure structuring, promotional plans, co-branded offers)
  • Conduct market research to assess demand, competitor offerings, regulatory changes, and identify customer segments

2. Product Development & Launch

  • Work with digital, tech, and operations teams to design seamless end-to-end journeys: partner onboarding, retailer integration, customer onboarding, app/portal UX, disbursal and repayment flows
  • Track key performance indicators (KPIs), iterate product features based on data feedback

3. Risk, Compliance & Pricing

  • Liaise with credit and risk management: maintain pre-approved limits, underwriting rules, profit margins, NPA parameters
  • Ensure products comply with RBI/NBFC guidelines and internal risk policies

4. Stakeholder Management

  • Collaborate closely with internal functions: merchandising, analytics, operations, partnerships, digital, legal, collections
  • Engage with external partners: retailers, OEMs, ecommerce platforms, payment aggregators

5. Monetization & Profitability

  • Monitor P&L performance, margins, cost of funds, conversion and default rates
  • Design dynamic pricing strategies and promotional offers to maximize yield and customer acquisition

6. Digital Enablement & Analytics

  • Enable digital journeys: eKYC, plugandplay APIs, real-time credit judgment, disbursal and repayment automation
  • Use data analytics to assess portfolio health and optimize product features

More Info

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Open to candidates from:
Indian

About Company

Skillventory is a leading name among top recruitment consultants having clients PAN India. Started in 2008, we feel delighted to state that we helped in shaping the careers of more than 20000 job seekers. We are a full spectrum Manpower Consultancy Firm, fulfilling manpower requirements of businesses by offering the wide range of services from Executive Search, Recruitment, Specialists-on-Contract, HR Automation, Consulting, Outsourcing, and Training. We are easily accessible, reachable and serving clients across India effectively and efficiently, as we are located in 6 major locations of the country, with Workstations in Indore , Mumbai , Ahmedabad ,Bangalore , New Delhi and Pune The other evidence of our best services is that we work as RPO (Recruitment Process Outsourcing) firm, where clients and companies transfer their recruitment worries on us. From beginning to end, i.e., right from sourcing the right candidate, interview, offer, acceptance, till his final joining, we handle recruitment process smoothly on behalf of the company. Skillventory is a preferred recruitment partner for multinational and pioneered Indian companies because of its trustworthiness, commitment, dedication, and capabilities. Our versatile, skilled and talented employees are generating best employment opportunities for professionals ranging from front line to senior positions. Our domain-specialist teams consist of 100+ expert consultants who are capable enough to provide customized and innovative HR consultancy services to more than 10+ industry practices namely Investment Banking & Firm, Consulting, Manufacturing, Banking & Financial Services, Insurance, Retail, Healthcare, Pharma, IT/ITES, E-Commerce and much more. Our strength lies in data analytics hiring, audit related recruitment, housing finance hiring, payment banking recruitment etc. Our work principles are based on the concept of placing Right Person at the Right Job on Time.

Job ID: 123401257