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Management Trainee-Product Manager-CREDIT CARD-Marketing HO

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Job Description

Kickstart your career with Kotak

Job Title: Product Manager - Strategy

Location: Mumbai

Business: Retail Banking

Company: Kotak Mahindra Bank Ltd

About the Role

We are looking for dynamic and analytical minds to join our Retail Banking team as Product Manager - Strategy. This role is designed for individuals who thrive on solving complex business challenges and influencing key decisions that shape customer experience and business growth.

As a Product Manager - Strategy, you will work across diverse product lines such as Personal Loans, Digital Payments, and Channel Management. While the specific product focus may evolve, the core responsibility remains strategic: driving initiatives that align with organizational goals and enhance customer value propositions (CVP).

Key Responsibilities
  • Provide strategic inputs to improve customer reach and engagement across retail banking products.
  • Develop solutions for channel-specific challenges, ensuring efficiency and scalability.
  • Navigate regulatory and compliance requirements, ensuring adherence while enabling innovation.
  • Recommend enhancements to CVP to strengthen competitive positioning.
  • Identify and course-correct misalignments between departmental and organizational strategies.
  • Collaborate with cross-functional teams to implement strategic initiatives and monitor outcomes.
  • Prior exposure to retail banking, fintech, or entrepreneurial projects.
  • Strong proficiency in MS Office tools, with ability to perform data analysis and visualization.
  • Understanding of regulatory frameworks and compliance in financial services.
  • Excellent problem-solving, communication, and stakeholder management skills.
  • Legacy of Trust & Innovation: Kotak Mahindra Bank is one of India's leading financial institutions, known for its customer-centric approach and innovative solutions.
  • Impactful Work: Your ideas and strategies will directly influence how millions of customers experience banking.
  • Learning & Growth: We invest in talent through structured learning programs, mentorship, and exposure to cutting-edge projects in retail banking and fintech.
  • Culture of Collaboration: Work with passionate professionals in an environment that values integrity, agility, and excellence.
  • Future-Ready Organization: Be part of a bank that is shaping the future of digital banking and financial inclusion in India.
  • Leadership That Inspires: The leaders hiring for these roles began their careers as Management Trainees from top campuses and have stayed with Kotak for over two decades-testament to the growth opportunities and long-term career paths we offer.
Preferred Skills & Experience Why Kotak Mahindra Bank Who Should Apply

If you are a PGDM final-year student with a passion for strategy, innovation, and shaping the future of retail banking, we want to meet you!

More Info

About Company

Kotak Mahindra Bank Limited is an Indian banking and financial services company headquartered in Mumbai. It offers banking products and financial services for corporate and retail customers in the areas of personal finance, investment banking, life insurance, and wealth management.

Job ID: 145544139