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Job Title: Product Manager - Strategy
Location: Mumbai
Business: Retail Banking
Company: Kotak Mahindra Bank Ltd
About the Role
We are looking for dynamic and analytical minds to join our Retail Banking team as Product Manager - Strategy. This role is designed for individuals who thrive on solving complex business challenges and influencing key decisions that shape customer experience and business growth.
As a Product Manager - Strategy, you will work across diverse product lines such as Personal Loans, Digital Payments, and Channel Management. While the specific product focus may evolve, the core responsibility remains strategic: driving initiatives that align with organizational goals and enhance customer value propositions (CVP).
Key Responsibilities
- Provide strategic inputs to improve customer reach and engagement across retail banking products.
- Develop solutions for channel-specific challenges, ensuring efficiency and scalability.
- Navigate regulatory and compliance requirements, ensuring adherence while enabling innovation.
- Recommend enhancements to CVP to strengthen competitive positioning.
- Identify and course-correct misalignments between departmental and organizational strategies.
- Collaborate with cross-functional teams to implement strategic initiatives and monitor outcomes.
- Prior exposure to retail banking, fintech, or entrepreneurial projects.
- Strong proficiency in MS Office tools, with ability to perform data analysis and visualization.
- Understanding of regulatory frameworks and compliance in financial services.
- Excellent problem-solving, communication, and stakeholder management skills.
- Legacy of Trust & Innovation: Kotak Mahindra Bank is one of India's leading financial institutions, known for its customer-centric approach and innovative solutions.
- Impactful Work: Your ideas and strategies will directly influence how millions of customers experience banking.
- Learning & Growth: We invest in talent through structured learning programs, mentorship, and exposure to cutting-edge projects in retail banking and fintech.
- Culture of Collaboration: Work with passionate professionals in an environment that values integrity, agility, and excellence.
- Future-Ready Organization: Be part of a bank that is shaping the future of digital banking and financial inclusion in India.
- Leadership That Inspires: The leaders hiring for these roles began their careers as Management Trainees from top campuses and have stayed with Kotak for over two decades-testament to the growth opportunities and long-term career paths we offer.
Preferred Skills & Experience Why Kotak Mahindra Bank Who Should Apply
If you are a PGDM final-year student with a passion for strategy, innovation, and shaping the future of retail banking, we want to meet you!