About the Role
We are seeking a dynamic professional to lead the Retail Audit function within our Internal Audit team. The role involves end-to-end ownership of audit planning, execution, and reporting for retail lending businesses ensuring process integrity, regulatory compliance, and operational excellence across branches and functions.
Key Responsibilities
- Lead risk-based internal audits for the Retail Finance business (Home Loans, LAP, MSME, Consumer Lending, etc.).
- Develop and execute audit plans, identifying key operational and regulatory risks.
- Review audit findings, evaluate internal controls, and recommend improvements.
- Collaborate with business, risk, compliance, and operations teams to ensure timely issue resolution.
- Prepare and present audit reports to senior management and the Audit Committee.
- Mentor and guide team members in executing audits and improving audit quality.
- Conduct thematic reviews, process audits, and special investigations as required.
- Drive a culture of governance, compliance, and continuous improvement across the organization.
Desired Candidate Profile
- Chartered Accountant (CA) / MBA (Finance) / CIA or equivalent qualification preferred.
- 812 years of internal audit experience in NBFCs, banks, or financial institutions.
- Strong understanding of retail lending processes credit, underwriting, disbursement, and collections.
- Knowledge of RBI and NBFC regulatory frameworks.
- Excellent analytical, communication, and stakeholder management skills.
- Proven ability to lead audit teams and manage multiple audits simultaneously.
Write to [Confidential Information] for more information
