Key accountabilities:
- Review and sign off credit analysis performed (and credit judgement exercised) by more junior team members; you will undertake end-to-end (i.e. independently, without junior contributors) reviews of individual exposures / obligors when necessary.
- Present analysis influence senior management and peers with independent and contrasting views.
- Lead and own the completion of credit reviews / projects as assigned within the CRRG Annual Plan or on an ad hoc basis.
- Support the Head of CRRG in the annual plan development and resource allocation;
- Work with the Head of CRRG and co-Directors within the team in writing and updating the credit review baseline methodologies.
- Support reviews outside of corporate credit, e.g. FI (Banks, NBFI), counterparty credit risk.
- Interface with various Regulators as needed.
- Manage the continuous monitoring program with regard to various assigned portfolios.
- Manage on-going stakeholder relationships with Risk Sanctioning Units and also Senior Management as necessary.
- Produce commentary for presentations going to Senior Management and governance committees, including at Board level.
- Lead training of the team with regard to corporate credit and, specifically, leveraged lending, including technical aspects of credit analysis as well as relevant Barclays internal systems and processes.
- Contribute to the management of personal development of junior team members, including as a line manager.
Essential skills required:
- Minimum 12 years of financial services experience in investment or corporate banking, or the rating agencies;
- 5+ years experience as a senior credit sanctioner, loan underwriter, credit risk or loan reviewer, or credit audit within a large financial institution;
- 5+ years experience in people management, project leadership or consulting
Desirable skills/Preferred Qualifications:
- Strong in-depth technical expertise in corporate credit analysis;
- Strong organizational skills and the ability to manage multiple assignments concurrently;
- Professional qualification, undergraduate or graduate degree in finance or a risk related discipline;
- Confident communicator, particularly in delivering challenging messages to senior management and colleagues;
- Expertise in two or more industry sectors such as Technology / Media / Telecommunications, Industrials, Natural Resources, etc.
- Holder of senior-level individual credit approval authority;
- Familiarity with the Barclays Corporate and Investment Banking credit processes;
- Familiarity with wholesale loan underwriting standards, particularly leverage finance across Barclays;
- Familiarity with the syndication market for corporate loans in the US and Europe;
- Familiarity with loan and counterparty agreements and documentation;
- Familiarity with credit risk and capital models including those used for Default Grade generation, LGDs, EADs and RWAs;
- Familiarity with FI (Banks and NBFIs) credit analysis, and Counterparty Credit Risk.
- CPA/CA, CFA, FRM, other broadly recognized certifications or a credit training program from a large financial institution.
