Role Description
- Branch Banking is the liability business for Deutsche Bank present in 17 locations across India. This carters to a wide variety of population through its distinct channels like Personal banking, Private Banking and Business Banking.
- The primary objective is to enhance the value of the existing trade account portfolio.
Your key responsibilities
- Business Clients Credit is responsible for advising/supporting business clients with complex credit financing needs, in line with all applicable regulatory requirements.
- Advising on credit-related client solutions and assessing loans from an income and risk perspective, within the existing credit processes
- Be responsible for preparing credit submissions for approval, and the independent application for credit authority or approvals, whilst also monitoring credit exposures and/or any credit material deterioration over the life cycle of the client relationship
- Identifying business clients credit needs and proposing suitable products, services and/or solutions
- Supporting efforts to gain new business and grow earnings potential from existing clients, e.g. at client conferences
- Advising and guiding teams in the development of bespoke products/solutions/platforms
- Working with functional and cross-functional colleagues to ensure that products/solutions/platforms meet the needs of the bank/clients. May also participate in the negotiation and execution of mandated transactions with clients
- Optimal utilisation of resources, and compliance with defined performance targets keeping in line with relevant internal guidelines/controls and regulatory requirements
- Maintaining and growing business contacts and leads in the lending business
- Compliance with internal and credit-related regulations, e.g., QS audit results, KWG18 etc.
- Implementing regulatory KYC requirements, and maintaining compliance with other applicable regulatory requirements and guidelines
Your skills and experience
- The candidate should have experience in servicing or sourcing clients
- The candidate should have liabilities experience for sourcing Capital accounts (FDI / ODI / ECB)
- Applicants are preferred from Banking / Premium club membership / (Paid) High End Credit card sales background.
- Candidate should have excellent communication in English and well groomed.
- Minimum qualification required is Graduation.
- Minimum Exp should be 5 10 Years in relevant field.
