Company Description Bajaj Life Insurance is one of India's fastest-growing life insurers, offering a wide portfolio of products including ULIPs, term plans, retirement, and child policies to support long-term financial goals. With more than 3.85 crore policyholders, assets under management of ₹1.3 lakh crore, a 99.33% claim settlement ratio, and a 343% solvency margin, the company emphasizes financial strength and reliability. Customers benefit from innovative solutions such as specialized term plans, flexible income options, and systematic investment approaches. Bajaj Life combines a strong physical presence through 597 branches and extensive banking partnerships with digital convenience via its WhatsApp platform. The organization promotes an innovative, collaborative culture for its 25,000+ employees and has received multiple awards for digital excellence and employer practices.
Role Description This is a full-time, on-site Life Insurance Agent role based in Bengaluru. The Life Insurance Agent will engage with prospective and existing customers to understand their financial needs and recommend suitable life insurance products, including term plans, ULIPs, retirement, and child policies. Responsibilities include prospecting and generating leads through various channels, conducting consultations, explaining policy features and benefits, and providing transparent guidance on premiums, coverage, and riders. The role involves completing application processes, supporting customers through underwriting and issuance, and maintaining regular follow-ups to ensure renewals, cross-selling, and long-term relationships. The Life Insurance Agent will also collaborate with branch teams, adhere to regulatory and company compliance standards, and stay updated on product changes, market trends, and internal sales processes.
Qualifications

Strong insurance sales capabilities, including Insurance Sales and Insurance Brokerage, with a focus on meeting and exceeding targets in a customer-centric manner.
Solid understanding of Insurance and Finance to assess customer needs, explain product options clearly, and provide appropriate protection and investment solutions.
Excellent Customer Service skills, with the ability to build trust, handle queries and concerns professionally, and provide ongoing policy servicing and support.
Effective communication and interpersonal skills, including the ability to simplify complex financial concepts and present solutions confidently in person and over the phone.
Proactive mindset with strong negotiation, persuasion, and relationship-building abilities, along with basic digital literacy for using CRM tools and online platforms.
Minimum of a high school diploma; a bachelor's degree in finance, business, or a related field is preferred.
Prior experience in life insurance, financial services, or sales is highly desirable; relevant IRDAI licensing or willingness to obtain it as required by regulations.