Your role

Do you enjoy understanding corporate's creditworthiness Are you organized with an eye for detail

Are you willing to learn dynamics of different sectors/industries If yes We're looking for someone like that to support its Portfolio Monitoring function in India. Analysts will manage an assigned portfolio and contribute to key portfolio management deliverables. Primary responsibilities include:

analyze the ongoing creditworthiness of businesses, conducting ongoing monitoring by reviewing counterparty financial statements to extract key data for financial model updates.
preparing weekly reporting dashboards and proving updates on recent developments. Supporting the Quality Assurance (QA) Check for Pod Lead deliverables to ensure accuracy and compliance.
preparing weekly reporting dashboards and proving updates on recent developments.
monitoring credits with a high degree of complexity, requiring attention to detail and strong analytical capabilities.
leveraging financial and mathematical modeling to support portfolio reviews and risk assessments.
maintaining review templates, including rating tools, credit attributes, and credit quality assessments (strengths & weaknesses) for periodic counterparty evaluations.
preparing regular and ad-hoc portfolio management reports to support decision-making

Job Type

Full Time

Job Reference #

337060BR

City

Mumbai, Pune

Your team

The Global Credit Risk Control (CRC) partners with key stakeholders across the Bank to meet business demands and adapt to an evolving regulatory environment. The team is responsible for establishing internal credit ratings and counterparty limits for the portfolio and managing the ongoing monitoring of traded product and loan exposure.

The CRC team are experts in monitoring a portfolio of loans and exposures, with detailed knowledge of portfolio risks, industry developments, and business-specific factors. The team engages in extensive due diligence during the monitoring process to challenge recommendations and ensure transactions are consistent with UBS's risk appetite and regulatory expectations.

We are a department that values Diversity and Inclusion (D&I) and is committed to fostering an inclusive culture, helping all employees realize their full potential and bring their authentic selves to work.

Your expertise

Your Skills and Experience:

financial Statements Analysis: The ability to understand and interpret financial statements like balance sheets, income statements, and cash flow statements to assess a company's financial health & creditworthiness and to extract key data for financial model updates.
qantitative Analysis & Financial Modeling: Proficiently using financial ratios, statistics, and modeling tools to assess risk, calculate creditworthiness, and forecast potential defaults.
credit Risk Assessment Techniques: Understanding and applying methods like credit scoring.
industry Knowledge: Familiarity with the specific industry the borrower operates in, including market trends, economic indicators, and regulatory changes, is crucial for accurate risk assessment.
collaborating with colleagues of varying seniority and geographic locations to ensure seamless communication and execution of responsibilities.
demonstrating strong written and verbal communication skills, with the ability to present confidently in front of groups of varying sizes and levels of seniority.

Qualifications:

1-4 years of experience working with leveraged finance transactions in a credit risk or similar role
strong background in credit risk and / or accounting
excellent verbal and written communication skills with strong presence and ability to convey complex messages to varying audiences
minimum of a bachelor's degree; MBA and/or CFA a plus

About Us
UBS is a leading and truly global wealth manager and the leading universal bank in Switzerland. We also provide diversified asset management solutions and focused investment banking capabilities. Headquartered in Zurich, Switzerland, UBS is present in more than 50 markets around the globe.

We know that great work is never done alone. That's why we place collaboration at the heart of everything we do. Because together, we're more than ourselves. Want to find out more Visit ubs.com/careers.

Join us

At UBS, we know that it's our people, with their diverse skills, experiences and backgrounds, who drive our ongoing success. We're dedicated to our craft and passionate about putting our people first, with new challenges, a supportive team, opportunities to grow and flexible working options when possible. Our inclusive culture brings out the best in our employees, wherever they are on their career journey. And we use artificial intelligence (AI) to work smarter and more efficiently. We also recognize that great work is never done alone. That's why collaboration is at the heart of everything we do. Because together, we're more than ourselves.

We're committed to disability inclusion and if you need reasonable accommodation/adjustments throughout our recruitment process, you can always contact us.

Disclaimer / Policy statements

UBS is an Equal Opportunity Employer. We respect and seek to empower each individual and support the diverse cultures, perspectives, skills and experiences within our workforce.

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