- Risk Assessment and Underwriting
- Underwriting decisions based on underwriting authority
- Provide technical inputs and advisory to the market on emerging risks and changing scenarios
- Review technical and complex proposal to offer effective solutions
- Evaluate proposal thoroughly considering past claims/cases and assess conformance with underwriting guidelines
- Conduct 360 degree review of risks along with any associated loss ratio; decide on standard terms and conditions for the proposal
- Arrive at the quotes to covert accounts in our favor
- Premium Growth and Renewal retention
- Develop relationships with broking RMs and IMDs
- Negotiate terms & Ensure presence on accounts especially the high volume SME business
- Advise clients and IMDs on products and covers
- Visit the clients and IMDs; understand problem areas and issues / concerns
- Provide guidance, if required and resolve any issues / concerns
- analyze data to draw conclusions on performance and areas of opportunity
- Projects / Special Initiatives
- Take up special projects / initiatives aimed at premium growth or strengthening the organizational processes & systems
- Product Training
- Drive implementation of various training efforts in case of new / existing product launch in terms of premium calculation; product nuances, etc.; clarify doubts and resolve concerns, if any
- Assess areas of improvement amongst the IMDs and provide effective training to them; address development issues / concerns and enable them to drive sales for the organization in an effective manner
- Training Content Development for various training programs to be conducted
- Manage centrally led underwriting and aid in central activities
- BFL, Policy Bazaar and other web sales policies and partners - high volume and quick TAT
- Manage and build pipeline for bundling business through various partners
- Consolidate RI bordereaux for accurate cession and RI closings
- Support in Audits
- Support the global accounts team and take underwriting and cession decisions for global accounts-
