Underwriting decisions based on underwriting authority and individual policies/programs
Provide technical inputs and advisory to the market on emerging risks and changing scenarios
Review technical and complex proposal to offer effective solutions
Evaluate proposal thoroughly considering past claims/cases and assess conformance with underwriting guidelines
Conduct 360 degree review of risks along with any associated loss ratio; decide on standard terms and conditions for the proposal
Arrive at the quotes to covert accounts in our favor
Premium Growth and Renewal retention
Develop relationships with broking RMs and IMDs
Negotiate terms & Ensure presence on accounts especially the high volume SME business
Advise clients and IMDs on products and covers
Visit the clients and IMDs; understand problem areas and issues / concerns
Provide guidance, if required and resolve any issues / concerns
analyze data to draw conclusions on performance and areas of opportunity
Projects / Special Initiatives
Take up special projects / initiatives aimed at premium growth or strengthening the organizational processes & systems
Product Training
Drive implementation of various training efforts in case of new / existing product launch in terms of premium calculation; product nuances, etc.; clarify doubts and resolve concerns, if any
Assess areas of improvement amongst the IMDs and provide effective training to them; address development issues / concerns and enable them to drive sales for the organization in an effective manner
Training Content Development for various training programs to be conducted
Manage centrally led underwriting and aid in central activities
BFL, Policy Bazaar and other web sales policies and partners - high volume and quick TAT
Manage and build pipeline for bundling business through various partners
Consolidate RI bordereaux for accurate cession and RI closings
Support in Audits
Support the global accounts team and take underwriting and cession decisions for global account
