Role & responsibilities
- Owner/Manager of Banks Credit Policies and Processes including implementation and providing support to new credit policies and processes
- Handling Queries related to policies and processes from Business/Credit/Product stakeholders
- Prepare policy and process enhancements on account of changes in business environment and regulatory changes after discussing with internal stakeholders; updating & improvement in various credit controls; prepare the note to be put up to the RMC & Board for policy modifications
- Respond audit queries pertaining to Credit Policy raised by internal stakeholder / regulators
- Keep abreast with regulatory guidelines and prepare analysis of the same for the Senior/Top Management as required
Preferred candidate profile
- Strong proficiency in Excel, Word & Power-point.
- Should be experienced in working with and analyzing large quantities of data
- Knowledge of major Risk Management Guidelines (Master circulars on Risk Management by RBI)
- Understanding of basic credit underwriting practices
