Vice President, Risk Management, APAC

• Risk Oversight & GovernanceSupport implementation and ongoing enhancement of NFR frameworks across multi-franchise entities including RCSA, incident management, KRI, and control testing.
• Monitor and escalate emerging risks, with a focus on market-specific vulnerabilities.
• Ensure effective alignment with SMBC group policies, regulatory expectation and risk appetite.
• Collections & Conduct RiskEvaluate the effectiveness of governance and control related to collection and recovery practices.
• Identify, and mitigate reputational and conduct risk associated with collection strategies.
• Promote fair customer outcomes and ensure compliance with local regulatory standard.
• Reporting and InsightContribute to regional NFR reporting for Group CRO and relevant governance committees.
• Consolidate key lessons learned from operational incidents, audits, and thematic review to strengthen control environment.
• Develop and maintain risk dashboards and performance metrics to monitor exposure and remediate progress.
• Regulatory Engagement SupportTrack local regulatory developments relevant to NFR and provide timely insights to stakeholders.
• Support MF entities in regulatory self-assessment, thematic review, inspections and audits.
• Cross-Functional Collaboration & CultureCollaborate with cross functions such as compliance, and internal audit to address cross-cutting risk issues.
• Drive awareness of risk culture and risk ownership across business units.
• Share best practices and build capability across MFs risk teams.

Requirements

• 10 years of relevant experience in risk management or compliance, preferably in financial or consultant firm.
• Proven experience in operational resilience, enterprise risk management and broader Non-Financial Risk domains (e.g., fraud risk, cyber risk, conduct risk).
• Bachelor's or postgraduate degree level or equivalent qualification / work experience in risk, finance, business, accounting or economics is beneficial.
• Exposure to non-bank (NBFC/NBFI) and consumer finance in at least 2 of the target markets: India / Indonesia / Vietnam.
• Experience working with or overseeing debt collection practices is preferred.
• Prior regional or group role a plus, but strong local market leaders with upward mobility will be considered.
• Strong analytical skills and ability to synthesize risk themes.
• Confident communicator with ability to challenge and influence senior stakeholders.
• High cultural agility and awareness of emerging market dynamics.
• Comfortable working in matrix structures and across time zones.
• Professional certifications (e.g., FRM, CIA, CISA) are preferred but not mandatory.