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Compensation: Competitive salary commensurate with experience, qualifications, and location. Indicative range: $65,000 – $105,000 (USD equivalent), plus benefits.
Role Overview
We are hiring an Underwriter to evaluate and price risk across our portfolio. The role combines analytical rigor with sound judgement — making the calls that protect profitability while supporting growth.
Key Responsibilities
- Evaluate applications and price risk according to underwriting guidelines
- Analyse financial statements, loss runs, and supporting documentation
- Approve, decline, or refer cases based on risk appetite and authority limits
- Negotiate terms with brokers, agents, or applicants
- Maintain accurate documentation and rationale for each decision
- Partner with claims, actuarial, and product teams on portfolio insights
Required Skills and Qualifications
- 3+ years in underwriting (commercial, personal, life, or specialty)
- Strong analytical skills and judgement on risk
- Familiarity with underwriting platforms and rating systems
- Excellent written communication and rationale documentation
- Working knowledge of relevant regulatory frameworks
- Professional certifications (CPCU, AU, etc.) are a plus
What You'll Bring
- Sharp analytical thinking and an instinct for spotting anomalies in data
- Strong written communication and the ability to translate numbers into narrative
- High attention to detail and unwavering accuracy under deadline pressure
- Comfort working asynchronously across time zones
What We Offer
- Fully remote, flexible work hours
- Performance-based bonus structure
- Annual learning & development stipend
- Health and wellness benefits (varies by location)
- Opportunity to work on high-scale, real-world impact projects
Equal Opportunity Statement
This is an equal opportunity role. Applications are welcomed from all qualified individuals regardless of race, color, ethnicity, nationality, gender, gender identity or expression, sexual orientation, age, religion, disability, marital status, or any other characteristic protected by applicable law. All hiring decisions are based solely on qualifications, skills, and demonstrated ability.
Job ID: 146881091
Skills:
Knowledge of Motor Insurance products, Strong negotiation skills, MS Excel documentation management, Attention to policy wording and coverage details, Knowledge of IDV add-on covers endorsements and motor underwriting, Good communication with insurers
Skills:
Medical and financial underwriting processes, Underwriting governance audit and compliance frameworks, Underwriting rules engines automated decision systems, Familiarity with Rules engines and decision logic frameworks, Complex case underwriting medical high sum assured, Underwriting manuals and guidelines, AI-driven decision-support systems, Reinsurance RI manuals treaties and limits, AI technical understanding, Prompt engineering concepts and best practices
Skills:
merchant acquiring , Ms Excel, Financial analysis, Exposure assessment tools, Fraud indicators, exposure assessment, Fintech operations, Credit exposure principles, Understanding of financial statements, Credit Underwriting
Skills:
Experience working on Encompass LOS, Bank Statement Full Doc underwriting, Credit risk assessment 4Cs, Loan structuring underwriting decision, Review of appraisals title lien position ownership document, Income calculation Salaried Self-Employed, DSCR knowledge
Skills:
Closing Doc Preparation, working on Non-QM loans, AUS and manual underwriting methods including DU and LP, Disclosures Preparation, US mortgage front-line underwriting, compliance review, due diligence post-close
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