Territory Business Manager
About Rupeek
Rupeek, established in 2015 and headquartered in Bangalore, stands as India's leading asset-backed digital lending fintech platform. Committed to making credit accessible to Indians in a fair and convenient manner, Rupeek pioneers innovative financial products focused on monetizing India's $2 trillion gold market. Leveraging state-of-the-art technology and an automated asset-light supply chain, Rupeek is transforming the gold loan disbursal landscape across 40+ cities in India. With a customer base exceeding 5,00,000+, the company's strategic partnerships with top banks and financial institutions underscore its commitment to building gold-backed assets through low-risk, low-touch, and friction-free processes.
Rupeek's impressive journey is supported by key investors such as Sequoia Capital, Accel Partners, Bertelsmann, and GGV Capital. In Apr 2024, Rupeek turned profitable and raised $25 in equity capital from Manipal Group and Elevation Capital to fund its next phase of growth. Join us in redefining the future of finance through innovation, technology, and a commitment to financial inclusivity.
Profile Summary
Experienced Territory Business Manager with 5+ years in sales and operations management, including 2 years in team management. Proven track record in driving revenue growth, managing branch operations, and leading high-performing teams in the BFSI/Fintech sector. Expertise in risk compliance, relationship management with lending partners, and cross-selling products. Strong analytical, communication, and leadership skills, with a focus on achieving AUM targets and business development. Proficient in local languages and market dynamics.
Job Title: Territory Business Manager
Education: Bachelor's degree required (Graduation) or above in any stream.
Experience: Minimum 5 years of experience in sales and operations management, with at least 2 years in a team-leading role.
Key Responsibilities:
- Business Development: Drive revenue generation by implementing effective sales and retention strategies to achieve AUM targets in the territory.
- Operations Management: Oversee and ensure smooth day-to-day operations of the branch, adhering to operational guidelines and compliance standards.
- Recruitment of Frontline Employees: Identify staffing needs, recruit talented individuals, and build a high-performing team of frontline employees.
- Training and Nurturance: Provide training, mentoring, and ongoing support to frontline employees to enhance their skills, product knowledge, and customer service abilities.
- Risk and Audit and Compliance Adherence: Implement risk management protocols, ensure compliance with internal policies and external regulations, and conduct periodic audits to maintain a secure and compliant environment. Ensure adherence to regulatory and compliance requirements at all times, maintaining the highest standards of ethical conduct.
- Liaising with Lending Partner Banks: Foster strong relationships with lending partner banks, collaborate on business strategies, and ensure seamless communication and cooperation.
- Cross-Selling of Third-Party Products: Identify opportunities for cross-selling various third-party products to customers, increasing revenue and enhancing the customer experience.
- Building Rupeek Business Partners and DSA Channel: Establish and nurture partnerships with local businesses and develop a robust DSA channel to drive business growth.
- Reporting and Analysis: Prepare regular reports on business performance, monitor key metrics, analyze trends, and make data-driven decisions to improve operational efficiency and effectiveness.
Essential Skills:
- Excellent leadership and team management skills, with the ability to motivate and inspire a diverse team.
- In-depth knowledge of loan products, lending processes, and regulatory frameworks.
- Strong analytical and problem-solving abilities, with a keen eye for detail.
- Excellent communication, negotiation, and relationship-building skills.
- Ability to work in a fast-paced, target-driven environment and adapt to changing market conditions.
- Demonstrated ability to handle multiple priorities and meet deadlines effectively.
- Ability to do demand generation in the market and build offline channels.
- Should be good at relationship management across various stakeholders (Customer, Channel partner, Internal team, cross functional)
- Local language proficiency and geography knowledge are preferred.
Ideal Persona:
- Should be a graduate or above in any stream.
- Minimum 5 years of experience in sales and operations management, with at least 2 years in a team-leading role.
- Candidates from BFSI/Fintech would be an ideal fit
- Strong background in the BFSI lending business is highly preferred.
- Proven track record of achieving sales targets and driving business growth.
Why Join Us:
- Be part of a fast-paced and innovative environment where you can make a direct impact on the company's growth.
- Competitive compensation and benefits package, with opportunities for professional growth and development.
- Work with a talented and ambitious team that is driving innovation in the financial services industry.
