About the role
Join our PayLater team as a Product Manager to own key product areas including EMI, digital lending, and merchant payments across Pine Labs in-store platform.
What you'll do
- Identify and build AI-native workflows using agents, MCP integrations, and LLM-powered tools to shorten cycle times and unlock new product capabilities.
- Own and drive the PayLater product roadmap — including offer engines, settlement systems, lender integrations, and merchant payment interfaces.
- Write detailed PRDs, define use cases, and document edge cases for complex payment and lending flows using advanced AI workflows.
- Collaborate across engineering, business, and operations teams to deliver features at scale — managing trade-offs and resolving blockers.
- Lead discussions with banks, NBFCs, and OEM partners to ensure smooth onboarding and go-lives.
- Analyze product and transaction data to guide decisions, monitor adoption, and identify issues.
What we're looking for
- 1–4 years of product management or related technical experience.
- Engineering degree from a top-tier institution (IITs, NITs, BITS, or equivalent).
- MBA from a premier B-school (IIMs, ISB, FMS, or equivalent) is a plus.
- Experience in payments, lending, affordability, or fintech.
- Strong technical foundation — comfortable with APIs, system architectures, and technical discussions.
AI & tooling expectations
- Hands-on with AI in daily workflows — building with it, not just familiar.
- Operate beyond AI prototyping.
- Experience with agentic workflows, prompt engineering, code-generation tools, and AI-assisted product development.
- Use AI for writing specs, analyzing data, prototyping, and automating tasks.
- Curious about the latest AI developments — agents, skills, MCP, multi-modal models — with a bias for experimentation.
