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InCred Money

System Engineer

4-6 Years
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Job Description

Job Title: Backend Developer (Logic & Systems Specialist)

Location: Bavdhan, Pune (Lohia Jain Business Hub)

About Us

InCred Money is a high-growth fintech platform democratizing access to alternate assets (Unlisted Shares, Bonds, and FDs). With an AuM of 1,350+ Cr and the backing of the InCred Group, we are building the Financial Engine for India's next generation of investors. We value rigorous logic, architectural integrity, and a passion for solving hard problems.

The Role: Why Logic-First

We are not looking for a syntax expert. We are looking for a Super Strong Software Engineer who masters Computer Science fundamentals. While our current stack is built on Golang, we believe a candidate with exceptional logical reasoning, a deep understanding of Data Structures & Algorithms (DSA), and strong systems knowledge can master any language.

Responsibilities

  • Architect Scalable Systems: Design and build high-performance distributed systems capable of handling high-frequency financial transactions.
  • Solve Complex Logic: Tackle algorithmic challenges related to portfolio management, order matching, and real-time data processing.
  • Data Integrity: Ensure 100% accuracy in financial data across relational (PostgreSQL) and non-relational (Redis/MongoDB) stores using ACID principles.
  • System Optimization: Profile and optimize code for maximum speed and efficient memory management.
  • Collaborate: Work with cross-functional teams to translate complex financial products into clean, maintainable code.

Core Qualifications

  • Strong Logic & DSA: Exceptional problem-solving skills with a deep understanding of time/space complexity, advanced data structures, and algorithmic optimization.
  • Computer Science Fundamentals: Mastery of Operating Systems (threading, memory management), Networking (TCP/IP, HTTP/2), and Database internals (indexing, locking).
  • Language Agnostic Mastery: 4-5 years of experience in any backend language (Go, Java, C++, or Python) with the ability to demonstrate clean code principles (SOLID, DRY).
  • Distributed Systems: Experience with Microservices architecture, containerization (Docker/K8s), and REST/gRPC.
  • High-Stakes Experience: Proven track record of building production-grade applications where reliability and security are non-negotiable.

Bonus Points

  • Prior experience in Fintech or Wealth-tech.
  • Familiarity with Event-Driven Architectures (Kafka/RabbitMQ).
  • Experience with AWS cloud infrastructure.
  • Open-source contributions or a strong portfolio of complex personal projects.

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About Company

Job ID: 144184785

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