Credit Analyst – Delivery Lead/Delivery Manager – Structured Finance
Job Description
Responsibilities:
- Preparing complex financial cashflow models on securitization to facilitate transaction ratings. Scenario and sensitivity analysis and building assumptions on prepayments and defaults
- Preparing loan stratification tables based on various characteristics. Analyzing the data and making it consistent for eligibility screening
- Ongoing monitoring of performance triggers, credit/covenant compliance, and broader market developments
- Monthly borrowing base monitoring including checking all calculations as per credit agreement, loan tape analysis and other portfolio metrics
- Preparing quarterly and annual credit reviews of the borrowers (specialty finance companies, asset managers, etc.)
- Work with credit team to accurately risk rate loans/credits. Participate in the loan approval process, recommending approval and an appropriate structure of credits
- Ensuring the portfolio administration and risk management of the credit facilities is in compliance with credit policy, procedure as well as regulatory guidelines
- Perform other tasks and special projects as needed
- This is an individual contributor role and opportunity to work with experts in Structured Finance and potential expansion of the team
Essential Experience:
- Qualified Chartered Accountant or MBA Finance or CFA or M. Com or equivalent degree.
- Minimum 5 years of experience in the field of structured finance
- Strong understanding of cash flow modeling, securitization and asset backed finance structures
- Familiarity across a range of asset types; comfort working with novel or esoteric collateral is a strong plus
- Understanding of key operating risks of non-bank finance company borrowers, and financial assets
- Stay current on market developments, regulatory changes, trends across ABS and structured credit markets
- Demonstrate strong understanding of underwriting, credit analysis, legal documentation and regulatory frameworks
Interested Candidates please share CV's at [Confidential Information]
Location: Gurgaon
Notice Period: Immediate - 0-30 days
