Area Credit Manager-RELATIONSHIP BANKING GROUP-Credit

Please find below JD for IJP.

Key Responsibilities

Credit Evaluation: Assess the creditworthiness of potential and existing clients by reviewing financial statements and other relevant documents.

Policy Development: Develop and implement credit policies and procedures to mitigate credit risk while optimizing profitability.

Team Management: Supervise and mentor a team of credit analysts, ensuring effective credit operations within the area.

Cross-Department Collaboration: Liaise with sales, finance, and other departments to ensure seamless credit processes and resolve any issues that arise.

Risk Assessment: Conduct periodic credit reviews and risk assessments to monitor portfolio health and compliance with company policies and regulatory requirements.

Qualifications

Education: A bachelor's degree in Finance, Accounting, Business Administration, or a related field is typically required.

Experience: A minimum of 8-10 years of experience in credit management or a related finance role is preferred, with proven leadership skills.

Skills: Strong understanding of credit risk assessment, financial analysis, and excellent communication and interpersonal skills are essential. High attention to detail and strong analytical abilities are also critical for success in this role.

Additional Information

Work Environment: The role involves working in logistics, infrastructure, construction funding, where credit management is crucial for business operations.