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Senior Test Engineer - Payments

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Job Description

What impact will you make

Every day, your work will make an impact that matters, while you thrive in a dynamic culture of inclusion, collaboration and high performance. As the undisputed leader in professional services

Deloitte is where you will find unrivaled opportunities to succeed and realize your full potential.

The Team

Deloitte's Technology & Transformation practice can help you uncover and unlock the value buried deep inside vast amounts of data. Our global network provides strategic guidance and implementation services to help companies manage data from disparate sources and convert it into accurate, actionable information that can support fact-driven decision-making and generate an insight-driven advantage. Our practice addresses the continuum of opportunities in business intelligence & visualization, data management, performance management and next-generation analytics and technologies, including big data, cloud, cognitive and machine learning.

Deloitte Bombay is Hiring | Senior Test Engineer Payments Testing

  • Investigate and resolve payment-related issues such as failed transactions, missing credits, and reconciliation discrepancies.
  • Analyze SWIFT MT/MX messages, payment instructions, and transaction flows.
  • Collaborate with internal teams and external banks to resolve payment exceptions and inquiries.
  • Document findings, perform root cause analysis, and recommend process improvements.
  • Ensure compliance with regulatory requirements (AML, sanctions screening, etc.).
  • Support migration projects involving ISO 20022 and integration with new platforms.
  • Work closely with developers and BAs to enhance payment workflows and reduce exceptions.
  • Maintain accurate records and deliver timely reports to stakeholders.

Required Skills

  • Payments Expertise: SWIFT MT/MX, ISO 20022, clearing and settlement processes.
  • Trade Finance Knowledge: LC, BG, collections, and related workflows.
  • Analytical Skills: Ability to interpret transaction data and identify discrepancies.
  • Tools: SWIFT Alliance, payment investigation tools, Excel.
  • Communication: Strong ability to interact with banks, clients, and internal teams.
  • Compliance Awareness: AML, sanctions, and regulatory standards.

How you will grow

At Deloitte, our professional development plan focuses on helping people at every level of their career to identify and use their strengths to do their best work every day. From entry-level employees to senior leaders, we believe there is always room to learn. We offer opportunities to help build excellent skills in addition to hands-on experience in the global, fast-changing business world. From on-the-job learning experiences to formal development programs at Deloitte University, our professionals have a variety of opportunities to continue to grow throughout their career. Explore Deloitte University, The Leadership Centre.

Benefits

At Deloitte, we know that great people make a great organization. We value our people and offer employees a broad range of benefits. Learn more about what working at Deloitte can mean for you.

Our purpose

Deloitte is led by a purpose: To make an impact that matters.

Every day, Deloitte people are making a real impact in the places they live and work. We pride ourselves on doing not only what is good for clients, but also what is good for our people and the

Communities in which we live and workalways striving to be an organization that is held up as a role model of quality, integrity, and positive change. Learn more about Deloitte's impact on the world

Recruiter tips

We want job seekers exploring opportunities at Deloitte to feel prepared and confident. To help you with your interview, we suggest that you do your research: know some background about the

organization and the business area you are applying to. Check out recruiting tips from Deloitte professionals.

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Job ID: 136113545