About This Role
Wells Fargo is seeking a Senior Technology Business Systems Consultant
In This Role, You Will
- Lead or participate in providing technology initiatives for simple to moderately complex business problems within technology business systems
- Contribute to the development of systems and procedures that are both cost effective and meet the relevant business requirements
- Evaluate moderately complex business, operational, or technical challenges that require an in-depth evaluation of planning and direction conducted to resolve complex business problems
- Partner with business and technology teams to evaluate moderately complex business problems and lead a team to provide comprehensive technological solutions
- Act as an internal consultant within technology and business groups by using quality tools and process definition or improvement to re-engineer technical processes
- Collaborate and consult with business and technology teams to evaluate and resolve issues in order to provide technological solutions and manage both project schedules and deliverables
- Coordinate communication and information flow between business and technology teams
Required Qualifications
- 4+ years of Business Systems Data experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications
- 5+ years of experience as a Business Analyst in financial services or payments domain.
- Strong understanding of payment systems, messaging standards (ISO 8583, ISO 20022), and clearing/settlement processes.
- Familiarity with APIs, microservices, and integration patterns.
- Proficiency in tools like JIRA, Confluence, and MS Visio for documentation and workflow design.
- Defining NFRs and testing
- SQL, N-SQL
- Tools like Grafana, Elastic
- Expertise in payment workflows, clearing/settlement, and transaction lifecycle.
- Familiarity with fraud detection, dispute management, and reconciliation processes.
- Proficiency in JIRA, Confluence, MS Visio, and BPM tools.
- Ability to create detailed functional documentation and process maps.
- Support SIT/UAT by validating test cases against requirements.
- Ensure defect triage and resolution aligns with business priorities.
- Validate end-to-end payment flows and reconciliation processes.
- Gather, analyze, and document functional requirements for payment systems.
- Map business processes to functional workflows for ACH, RTGS / Wires, SWIFT, ISO 20022, UPI, and card-based transactions.
- Define functional specifications for APIs, integration points, and payment gateways.
- Provide deep functional knowledge of payment systems, clearing and settlement processes.
- Ensure compliance with regulatory standards (AML, KYC, PCI DSS) and incorporate them into functional design.
- Support modernization initiatives like ISO 20022 migration and real-time payment adoption.
- Excellent analytical, problem-solving, and communication skills.
- Ability to manage multiple priorities and work in an agile environment.
Job Expectations
- We are open for both the locations - Hyderabad or Bangalore and will be required to work in the office as per organizations In Office Adherence / Return To Office (RTO)
- Collaborate with business stakeholders to elicit, document, and validate functional and non-functional requirements.
- Analyze payment workflows, transaction lifecycles, and integration points with upstream/downstream systems.
- Translate business needs into detailed technical specifications for development teams.
- Provide subject matter expertise in payment systems
- Solution Design & Documentation
- Work with architects and developers to design scalable, secure, and efficient payment solutions.
- Create BRDs, FRDs, user stories, and acceptance criteria for agile delivery.
- Maintain traceability between requirements and delivered functionality.
- Act as a bridge between product owners, operations, and technology teams.
- Facilitate workshops, sprint planning, and backlog grooming sessions.
- Communicate progress, risks, and dependencies to stakeholders.
Reference Number
R-529331
