Job Description
Job Requirements
Job Requirements
Role/Job Title: Senior Risk Manager-Credit Cards
Business: Retail Assets
Function/ Department: Credit Cards - Policy
Place of work: HO
Roles & Responsibilities
Credit Policy formulation for Account Management
Define and Monitor key risk metrics
Portfolio monitoring and Review
Loss forecasting for individual product and monitoring
Define Portfolio intervention strategies basis the delinquency and losses
Define Portfolio Positive Interventions strategies CLI/TLI, BT. PLCC, express cash and monitor the performance
Secondary Responsibilities
Help launch revenue generating and portfolio growth products in association with the product/business teams with focus on retention of identified good client segments
Define DoE and Monitor, implement the learnings in the policy
Managerial & Leadership Responsibilities
Be able to convince stake holders while suggesting or implementing changes, be able to lead cross functional and partner teams independently and in tandem. Ensure independent reporting on parameters that have improved with the changes led.
Key Success Metrics
Early Performance indicators within thye defined Threshoilds - Behavioural Metrics, Revolver, OVL,
Portfolio Performnace metrics - 30+ , 90+, Loss Rate
