Senior Risk Analytics Consultant

About this role:

Wells Fargo is seeking a Senior Risk Analytics Consultant.

In this role, you will:

• Lead or participate in moderately complex initiatives, and delivering insight and decision strategies within analytics and reporting, and contribute to large-scale planning related to Risk Analytics

• Review and analyze moderately complex data aggregation, forecasting, reporting, and programming models

• Be responsible for process production, data reconciliation, and model documentation in alignment with policy governance

• Resolve data, production, business modeling, and lead team to meet Risk Analytics deliverables while leveraging solid understanding of risk reporting policies, modeling strategies, procedures, regulatory requests, and compliance requirements

• Collaborate and consult with peers, experienced managers, compliance, and technology to resolve modeling, forecasting, and production issues, and achieve analytic and reporting goals

• Lead projects, teams, and mentor less experienced staff

• Partner with cross enterprise risk analysts in development of common modeling strategies

Required Qualifications:

• 4+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications

• Bachelor's degree or higher in a quantitative fields such as applied mathematics, statistics, engineering, finance, economics, econometrics or computer sciences
• 4+ years of progressive experience in credit and risk analytic roles
• Hands on Experience in at least one area in credit risk analytics - credit strategy / modeling techniques / Forecasting techniques / data architecture & management
• Good understanding of risk domain Strong Risk analytics skills and understanding of P&L and risk drivers.
• Expertise in few programming and statistical packages - SAS, SQL, Excel, VBA, Macros, R, Python, E-miner, Tableau, SAS VA
• Knowledge of advanced statistical tools such as Segmentation Tools, Decision Trees, Clustering, Regression, and other statistical modeling and/or Machine Learning techniques
• Ability to identify and evaluate trends, isolate root cause, and provide swift/thorough resolution
• Strong analytical skills with ability to turn findings into executable plans to meet business objectives
• Proficiency in Advanced SAS,SAS macros and SQL Tableau or BI/automation tools
• Strong project management skills with ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment
• Strong ability to develop partnerships and collaborate with other business and functional area.

Job Expectations:

• The incumbent would functionally contribute to the Auto Lending Credit Risk team and execute relatively large and complex projects.
• Leads significant initiatives and processes, and partners with line of business management to drive the company credit culture, appetite, and business performance with inputs from senior leadership.
• Directs and coordinates the various activities related to assessing and predicting risk and performance through business analysis and/or modeling. Establishes effective policies, processes, and tools to identify and manage risks. Uses predictive sciences for developing future ready solutions.
• Develops comprehensive monitoring frameworks and dashboards and provide statistically sound diagnostic evaluation of any emerging or unexpected risk areas to enhance intelligence and facilitate faster decision making.
• Reports on asset quality (delinquency, loss rate), portfolio trends, credit policy exceptions across various credit, vintage, product, offer, channel, industry segments using visualization tools such as Excel VBA, Tableau and/or SAS Visual Analytics.
• Develops quantitative/qualitative tools and methodologies for forecasting losses in supporting portfolio planning, loan loss provisioning, or new account acquisitions.
• Develop, maintain, and enhance the complex programming to extract data and/or manipulate databases such as Oracle, Teradata to support LOB strategy. Perform complex data analysis to support data quality, data integrity control.
• Evaluate new data sources and attributes, internal and external from extensive case reviews. Analyze big data and understand / monitor trends to provide actionable insights across a range of risk analytics initiatives.
• Produce production of monthly, quarterly, and annual performance reports for senior management review and analyze trends in current population distributions
• Provide research and process support for data lineage development and maintenance from Analytic data warehouse to its provisioning points. Provide access management related research support

Posting End Date:

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

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Wells Fargo maintains a drug free workplace. Please see our to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.