Senior Research Analyst / Lead Analyst - Credit Analysis of Corporates

Lead Analyst-

Work with team of onshore analysts to cover credit risk monitoring for Corporates portfolio

Reviewing credit reports and financial models submitted by portfolio monitoring team based on fundamental analysis for a set of assigned credits/companies

The credit assessment review requires the following:

o Undertaking research and analysis of an entity through thorough assessment of its credit strengths and weakness and weighing its business and financial risk profile.

o Understanding the potential for sovereign support or parent support which would need to be factored into the credit assessments.

o Preparing a detailed credit assessment report and elaborately discuss the company profile and credit risk considerations.

o Preparing and updating detailed financial models encompassing financial analysis, capital structure analysis, calculation of key credit quality determinants and financial projections (upto 7 years).

o Determine and recommend ratings to the entity based on the internal rating framework and methodology.

Regular interaction with client to discuss reports as well as workflow

Support the client with any ad-hoc research requests including sector research

Engage with client teams proactively and suggest new ideas to enhance client engagement

Train new hires and mentor juniors in the team

FUNCTIONAL & BEHAVIOURAL KNOWLEDGE

Experience in deal financial modeling/ surveillance/ portfolio monitoring and credit analysis

Experience in working in credit risk divisions and understanding of review and challenge roles

Good understanding of banking regulations, calculation of key credit metrics and capital ratios

Reasonable understanding of banks internal systems

MINIMUM & PREFERRED EDUCATION

MBA or CA or Master's degree preferred; CFA certification is a plus

MINIMUM & PREFERRED EXPERIENCE / SKILLS

7-9 years of work experience preferable in credit risk/credit research

High level of attention to detail and accuracy; Diligence and hard work

Organization skills and the ability to manage and prioritize workload

Good understanding of MS office products

Need early joiners