Location: Mumbai, Gurgaon, Pune
Reporting to: Associate Director/Sector Lead
Experience: 4-8 years in corporate credit analysis (preferably high yield or leveraged finance)
Key responsibilities:
- Independently lead and deliver detailed credit assessments for leveraged and non-investment grade issuers across sectors
- Build and review comprehensive financial models with projections, including scenario and sensitivity analysis
- Conduct thorough business and financial risk analysis, including capital structure, liquidity, and covenant assessments
- Write high-quality credit memos, investment recommendations, and risk summaries that meet client standards
- Review and quality-check outputs prepared by junior analysts, including financial models, draft memos and data inputs.
- Provide structured feedback and coaching to junior team members to improve analytical quality and consistency
- Lead case reviews and discussions with onshore stakeholders, including clarification of assumptions and credit positioning
- Contribute to periodic portfolio monitoring, early warning indicator tracking, and sector-specific deep dives
- Work effectively across multiple accounting frameworks, including IFRS, and US GAAP
Skill requirements:
- Preferred MBA or CFA
- Strong command of leverage finance structures, covenants and debt instruments
- Advanced financial modeling skills with expertise in 3-statement forecasting, cash flow analysis, and credit metric calcs
- Excellent credit writing capability able to distill complex inputs into clear, actionable narratives
- Confident communicator with ability to handle diverse corporate profiles and lead discussions with onshore teams.
