Senior Product manager (Loans)

Bachatt has transformed how India saves.

Now as we foray into solving the credit needs of our customers, we are looking to hire a talented Senior Product Manager to lead our loans product at Bachatt.

You will work closely with engineering, data, risk, operations, and business teams to build scalable, compliant, and high-performing lending products. You'll plan and manage the end-to-end product lifecycle across underwriting, credit decisioning, loan servicing, repayments, mandates, partner integrations, and compliance-driven workflows.

What You'll Get

Work with a team of high-functioning engineers who take pride in building and scaling fast

A key role in defining the products and solutions of Bachatt with massive user engagement

A life changing opportunity to make enough to not work again :)

Key Responsibilities

• Own product roadmap and strategy for lending modules:
• Underwriting & risk decisioning
• KYC/CKYC compliance workflows
• Loan Origination (LOS) & Loan Management (LMS)
• Continuously improve user experience across the credit lifecycle while balancing risk and compliance
• Monitor KPIs such as approval rates, DPDs, NPAs, repayment success rates, and product profitability

Requirements

• 48 years of product management experience, preferably in fintech/lending/credit
• Strong understanding of credit workflows: underwriting, KYC/AML, loan lifecycle, mandates, collections
• Experience working with NBFC partners or building loan products (PL, BNPL, secured/unsecured)

Nice to Have

• Prior experience building LOS/LMS systems
• Exposure to bureau integrations (CIBIL/CRIF), fraud scoring, or risk models
• Experience with user research or building consumer-facing journeys