Credit/risk analysis, counterparty assessments involving rigorous credit and counterparty risk analysis encompassing industry / business research, transparency/regulatory compliance, litigation checks and financial analysis of various corporates.
Analyse Company's financial performance include;
Past financial performance which includes profit & loss, balance sheet, cash flow/fund flow, ratio analysis & benchmark these against peer performances
Analysis of fund diversions/related party transactions
Bank statements/GST data/ credit bureau data analysis
Projected future performance of the company
Thorough virtual or face to face interactions with high profile individuals and teams of professionals like CEOs/MDs/CFOs of corporates from various sectors for understanding business dynamics, strategies and plans
Undertake data mining from sources such as media, regulatory websites, research publications, periodicals, industry sources, respective company reports, etc.
Prepare reports that cogently capture the information available with respect to the credit, compliances highlighting key risks and grading parameters along with relevant analytical observations, trends, and queries for the client, information gaps, etc.
Ensure adherence to set processes and timelines
Maintain a high level of data and analytical quality in report preparation
