Roles and Responsibilities
The Credit Analyst is responsible for full process of completion of loan application as per lender policies, from initial document collection to loan application preparation and verification through to settlement by the bank
- Credit assessment - based on the financials shared by the borrower, the Credit Analyst will assist the mortgage assess the product and lender that are more suitable for them. This needs a deep understanding of credit policies of various banks and understanding of credit-assessment calculations. He / She will assist our broker clients in research and developing loan strategies by comparing the policies suitable for a borrowers scenario, enter application data into loan processing software, data verification, document collation / verification and client servicing.
- Client communication - interact with clients or lenders via email, phone calls, texts etc. to take inputs regarding their financial data, corresponding documents, make suggestions regarding products and policies.
- Compliance and audit - ensure that all compliance norms are adhered to while processing the case.
Desired Candidate Profile
- Post-Graduation in Commerce / Finance / MBA / CA
- Good command over both oral and written English language will be required for the profile.
- 1-8 Years of experience of working with Australian banks or Mortgage brokers in Mortgage Process will be good OR Ability to understand KYC & Financial documents.
- Accuracy and strong attention to details,
- Critical thinking and problem solving skills.
- Excellent time management skills
- Willingness to work in early morning shift from 6:00a.m - 3:00p.m.
Perks and Benefits
1. Appropriate increments in line with market practice. Not a limitation for Excellent candidates.
