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Dbs Bank

Senior Associate, Credit Control Unit, Risk Management Group

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  • Posted 11 days ago
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Job Description

Job Purpose

To be responsible for the credit administration related work having expertise in managing documents related aspect and team management.

Key Accountabilities And Requirements

  • Ensuring that documents reflect the credit conditions, by appropriately incorporating the relevant clauses in the documentation
  • Ensuring accuracies and appropriateness of documents for corporate clients by liaising with Credit, BU, Legal and external Vendors like search agents, Chartered Secretaries etc
  • Tracking of monitoring conditions and highlighting the gaps, if any, to all stake holders
  • Constantly reviewing the process on documentation and ensuring that it remains the best in the industry
  • Ensuring smooth flow of documentation and putting in place the adequate controls around checking and storing of documents/security papers including that for property related documents
  • Ensuring that the processes remains in line with the process manual and deviations, if any are appropriately recorded
  • Ensuring timeliness and quality of services for the portfolio supported
  • Ensuring that draft documents of Bank are relevant and in line with the latest laws/compliance and apparent gaps, if any, needs to be highlighted to legal and compliance team so that corrective steps can be taken
  • Ensuring no audit comments or no process gaps identified by internal/external auditors
  • Maintaining smooth relationship with BU, HO, Lawyers, Vendors etc etc
  • Maintaining effective custody of documentations and timely periodical verifications of security/transaction documents
  • Assist the Unit head in various projects and process improvements

Job Duties & Responsibilities

  • Vetting of offer letters and security documents
  • Follow up of Pre and Post monitoring items
  • Rolling out of exception report on monthly bases
  • Liaising with in house and external legal for drafting of non standard docs
  • Managing customer's expectation, both internal and external
  • Ensuring adequacies of process and controls
  • Managing small team (1-2 resources)

Experience

The job holder should have requisite skills in terms of understanding the various products offered by the bank to corporate clients and legal and compliance related aspect on such documentations. He / She should have managed such job for at least 6-8 year in credit administration and preferably in foreign banks.

Education / Preferred Qualifications

The job holder needs to be at least a graduate or post graduate in the Commerce stream. Degree in Law or Post Graduation in Finance may have an added advantage.

Core Competencies

The Job Holder Needs To Posses The Following Skills

Job Knowledge: The job holder needs to have thorough

Job knowledge and needs to know as to what is expected from him/her in terms of documentation aspect.

Organising Skills: The job holder needs to be organised and should able to meet conflicting deadlines.

Proactive: To understand the system implementations and grasp the changes happening in terms of legal and compliance related aspect.

Communication Skills: The job holder needs to have effective verbal as well as written communication skills.

Interpersonal Skills: The job holder needs to liaise with various stake holding including but not limited to BU, Legal, External Vendors, Cusotmers etc etc.

Technical Competencies

The job holder needs to have the basic computer skills and should be well versed with documentation. Should well aquatint with RBI as well as ECB norms for offshore lending. He should also be aware of core system of the Bank

Work Relationship

To work with:Internal: Head Credit and other business managers, HR and Audit teamExternal: Credit Admin HO, CRAD HO, Legal Counsels etc.

Primary Location

India-Uttar Pradesh-Noida-DBIL

Job

Risk Management

Schedule

Regular

Job Type

Full-time

Job Posting

Mar 11, 2026, 2:30:00 AM

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About Company

Job ID: 144848309