Senior Associate

Job Purpose

We are looking for a dedicated and motivated individual who possesses strong technical, analytical and organizational skills for our Lending Services Municipal Finance team.

Key Responsibilities

• Assess credit worthiness and risk profile of U.S Municipal entities – local governments, school districts, enterprise districts, and community facilities districts (CFDs). Analyze and interpret financial statements reported in CAFR.
• Writing detailed credit reports summarizing entity background, economic and demographic trends, transaction details, key positives, risks, and mitigants of the loans under review
• Work as individual contributor and add the wow factor to analysis performed, ultimately resulting in positive client feedback
• Spread historical financials in Moody's Credit Lens and prepare risk rating metrics.
• Perform detailed credit analysis of municipals, including debt analysis, financial statement analysis, and key credit metrics analysis. Prepare detailed risk rating recommendation.
• Monitor and evaluate risk rating of loans in the current portfolio and suggest upgrade/downgrade based on the latest financial results and current macro environment.
• Identification and implementation of process improvement ideas resulting in the wow factor for the client.
• Guiding and quality checking work of junior team members.

Key Competencies

• MBA (Finance) / CA / CFA
• 3-6 years of experience in public finance credit analysis and report writing
• A self-starter, independent and result-oriented individual.
• Demonstrated ability of achieving results and performing under pressure on a consistent basis.
• Excellent communication and client engagement skills.

Interested candidates can mail the resume on [Confidential Information]