Senior Analyst- Risk Management

Job Description

At American Express, our culture is built on a 175-year history of innovation, shared and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

How will you make an impact in this role

Enterprise Data Strategy, RPDS, CFR Functional Description: Enterprise Data Strategy Team within, Credit and Fraud Risk (CFR) organization is responsible for defining external data strategy across credit and fraud use cases. The team also owns foundational capabilities like Global Account Monitoring (GAM) and Global Outbound Bureau Reporting (OBR) that exchange customer data with bureaus and other data companies. These processes bolster risk decision-making and enhance customer experiences across lifecycles. EDS supports innovative use of traditional, alternative, and fraud data assets which optimize CFR's data investments. The team oversees outbound and inbound data policies, processes and controls that govern GAM and OBR.

Roles and Responsibilities: -

• As a Product Manager specifically for Debit bureau reporting, possess a strong grasp of agile methodology and work closely with stakeholders to shape product vision, strategy, roadmap, and priorities aligned with market needs.
• Drive product execution by working with stakeholders to define and validate the product from start to finish, all while ensuring compliance with operational risk guidelines
• Define project intake based on business goals, required effort, and alignment with compliance and regulatory standards. Work with multiple stakeholders across Tech, Policy, Banking strategy etc to drive business goals.
• Provide senior leadership with periodic updates on the progress of key initiatives

• Generate data driven insights to identify opportunities within the current reporting practices

  Minimum Qualifications -

• 2-3 years of experience in risk management and analytics
• Degree in quantitative field (E.g.: Engineering, Mathematics, Computer Science or Economics)
• Strong knowledge of SQL and Python
• Strong technical and analytical skills with the ability to create insights and drive results

Preferred Qualifications

• Prior experience in risk management

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries
• Bonus incentives
• Support for financial-well-being and retirement
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• Generous paid parental leave policies (depending on your location)
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.