Job Requirements
About the Role
The Sales Manger
Consumer Durable Loan Open Market is responsible for sourcing loans through open market and existing Dealerships or Stores, while building and maintaining a high-quality loan portfolio.
Key Responsibilities
Primary Responsibilities
- onboarding dealerships or stores.
- Source and manage business at Dealerships
- Acquire new customers and ensure consistent loan disbursement volumes.
- Maintain a high-quality loan portfolio by minimizing delinquencies and rejections.
- Stay updated on retail asset products, operations, and current market trends.
- Identify evolving market dynamics and develop strategies for channel development and customer acquisition.
- Deliver high-quality customer service and ensure customer satisfaction.
- Recommend improvements to sales processes and policies to enhance operational efficiency and service quality.
- Work closely with Collection team to reduce net credit loss and delinquency rates.
Secondary Responsibilities
- Collaborate with internal teams to support automation and digital initiatives.
- Contribute to the bank's growth targets by supporting strategic sales and service initiatives.
What We Are Looking For
Education
- Graduate in any discipline (Full-time).
- Postgraduate qualification is preferred.
Experience
- 0-2 years of relevant experience in retail banking,
Skills and Attributes
- Strong strategic and analytical thinking.
- Excellent communication, Team management, and relationship-building skills.
- Ability to drive business growth while maintaining portfolio quality and compliance.
- Understanding of digital banking.
- High level of integrity and execution orientation.
