Sales executive

Job Title: Sales Executive – Loan Products

Department: Sales / Banking & Financial Services

Job Type: Full-Time

Work Mode: Field Work

Experience: 1–3 Years (preferably in loan sales)

Job Summary

We are looking for a result-oriented and hardworking Sales Executive with experience in the loan and financial services industry. The candidate should have knowledge of various loan products, including Home Loans, Loan Against Property (LAP), Personal Loans, Business Loans, and other secured and unsecured loans.

The candidate will be responsible for generating new business leads through field visits, meeting customers, sourcing loan applications, coordinating with banks and financial institutions, and ensuring the timely completion of loan sanction and disbursement processes.

Key Responsibilities

• Generate new leads for different types of loans through field visits, references, customer meetings, and market networking.
• Source customers for Home Loans, Loan Against Property (LAP), Personal Loans, Business Loans, and other loan products.
• Experience in lead generation, field sales, customer acquisition, and loan processing coordination.
• Understanding of basic loan eligibility, documentation, credit assessment, sanction, and disbursement procedures.
• Strong communication, negotiation, and customer-handling skills.
• Ability to work independently in the field and achieve assigned targets.
• Good follow-up skills and the ability to manage multiple loan cases simultaneously.
• Disciplined, responsible, and committed to completing work on time.
• Basic computer and reporting skills.
• Two-wheeler and valid driving licence preferred, if required for field visits.

Required Skills and Qualifications

• Previous experience in loan sales, banking, NBFCs, or financial services.
• Good knowledge of Home Loans, Loan Against Property (LAP), Business Loans, Personal Loans, and other loan products.
• Experience in lead generation, field sales, customer acquisition, and loan processing coordination.
• Understanding of basic loan eligibility, documentation, credit assessment, sanction, and disbursement procedures.
• Strong communication, negotiation, and customer-handling skills.
• Ability to work independently in the field and achieve assigned targets.
• Good follow-up skills and the ability to manage multiple loan cases simultaneously.
• Disciplined, responsible, and committed to completing work on time.
• Basic computer and reporting skills.
• Two-wheeler and valid driving licence preferred, if required for field visit .

Performance Expectations (KPIs)

• Regular generation of quality loan leads.
• Achievement of monthly loan sourcing and sales targets.
• Timely submission of complete loan applications.
• Timely follow-up and coordination for loan sanctions.
• Timely completion of loan disbursements.
• Conversion of leads into sanctioned and disbursed loans.
• Accurate reporting and proper maintenance of customer records.
• Consistent field activity, customer meetings, and business development.

Ideal Candidate

1. The ideal candidate should be proactive, target-oriented, and experienced in loan sales. They must be willing to work in the field, generate their own leads, manage customer relationships, and take ownership of each loan case from lead generation to sanction and final disbursement.
2. Important: We are looking for someone who does not just generate leads but also follows up consistently and ensures that loan cases move forward and are completed properly and on time.