A fully trained Credit Analyst is responsible for carrying out the below responsibilities with respect to an assigned portfolio of Nomura counterparties:
- Carrying out credit risk assessment for Corporates, Financial Institutions or Funds (Investment Advisors, Mutual Funds, Pension Funds, Hedge Funds) globally.
- Daily responsibilities include:
- Performing in-depth analysis and writing credit reviews to assign credit ratings for counterparties on an annual/semi-annual basis. This would include financial statement analysis (PL, Balance Sheet, Cash Flow Statement), business profile analysis along with peer and sector analysis.
- Approving new client onboarding requests, after performing necessary due diligence
- Investigate credit limit breaches by liaising with Sales, Operations, Middle Office teams etc. to determine the cause of the breach, and take necessary action as per Credit Policies
- Monitor the performance of assigned Counterparties and also closely track developments related to the Counterparty, industry, regulations, etc. and take appropriate action as necessary
- Participating in ad-hoc projects e.g., using data to create models/scorecards, automating processes using data analytical tools etc.
Requirements
- Excellent verbal and written communication skills are a must.
- Chartered accountants passed in the first attempt.
- Fresh graduates or candidates with up to 6 months of work experience. Articleship with large audit firms / Big 4 consultancy will be an added advantage.
- Good analytical and logical reasoning ability, a desire to create a career in research / analysis.
- Self-starter with the inclination to work hard and flexibly, in a rewarding environment.
- Interest and willingness to learn new skills and apply these to grow as an analyst.
- Proficiency in Microsoft Word, Excel and PowerPoint is a must.
- Knowledge of Python, Alteryx, PowerBI, or SQL is an added advantage.
