Property Claims Surveyor

Key Responsibilities:

• Manage end-to-end handling of Property Claims under Fire, IAR, and Engineering policies.
• Supervise and guide the claims team in assessment, documentation, and settlement processes.
• Review policy wordings, coverage, exclusions, and ensure accurate interpretation.
• Coordinate with surveyors, loss assessors, insurers, reinsurers, and clients.
• Oversee site visits and loss assessments for major and complex claims.
• Evaluate survey reports, technical assessments, estimates, and financial documents.
• Ensure timely and fair claim settlement in line with policy terms and regulatory requirements.
• Handle large loss and technically complex claims independently.
• Monitor claim reserves and recommend appropriate provisioning.
• Ensure compliance with internal SOPs, IRDAI regulations, and audit requirements.
• Prepare MIS reports and update management on claim status and trends.
• Support negotiation and dispute resolution where required.

Qualifications & Skills:

• Strong technical knowledge of Fire, IAR, and Engineering insurance policies.
• In-depth understanding of property loss assessment and claim quantification.
• Experience working in or closely with a Surveyor firm preferred.
• Leadership and team management capability.
• Strong analytical and decision-making skills.
• Excellent negotiation and communication skills.
• Ability to manage high-value and time-sensitive claims.
• Graduate in any discipline (Engineering background preferred).
• Insurance qualifications such as AIII/FIII or equivalent preferred.