Product Owner

• Design and execute the product roadmap for domestic and cross-border digital payments.
• Align payment solutions with regulatory requirements, industry standards, and business objectives.
• Stay updated on emerging trends in instant payments, SWIFT, ISO, CBDCs, and blockchain-based cross-border payments.
• Act as a bridge between business and technology teams, ensuring clear and actionable product requirements.
• Collaborate with internal stakeholders to gather requirements.
• Work with external partners to enhance payment offerings.
• Ensure adherence to regulatory compliance, risk mitigation, and governance policies.
• Work closely with Product Owners, Security, and Chapters to define and implement solutions.
• Collaborate with cross-functional teams for successful implementation and deployment of payment solutions.
• Stay updated on emerging technologies in the payment space.
• Foster a culture of innovation by driving modernization initiatives and continuous improvement strategies.
• Align technical solutions with the organization's long-term technology vision and business goals.
• Leverage automation CI/CD and Sec DevOps practices to improve software development efficiency.

Skills and Experience:

• Knowledge of ATM/POS switching, Debit Card Issuance/Management, Digital Channels interface, Encryption, HSM, and ISO8583 messaging standards.
• Familiarity with EMV Contact/Contactless, VISA and MasterCard Card Issuing & Acquiring, Scheme compliance requirements.
• Experience with EFT transaction switching and processing.
• Familiarity with PCI DSS and PA DSS compliance requirements.
• Experience on Switch integration with VISA/Mastercard is mandatory. Experience with UPI, JCB, and National switches. Experience with Google Pay/Samsung Pay/Apple Pay Wallets and QR Code and Emerging payments will be an added advantage.
• Experience in Web Service integration and APIs.
• Knowledge of end-to-end systems development life cycles (i.e., waterfall, Agile, and other modern approaches to software development).
• Excellent in preparing Solution Architecture documents, Functional and Technical specifications.
• Excellent problem-solving, team, and time management skills.
• Experience in Programming Languages and other emerging technologies.
• Experience in Cloud Services.

Key Stakeholders:

• Product Owners.
• Security teams.
• Chapters.
• Cross-functional teams.

Skills and Experience:

• Digital Payments, API Integration, Card Issuing & Acquiring, PCI DSS, SWIFT, Blockchain.

Qualifications:

• Bachelor's degree or equivalent in Computer Science, Information Technology, or related field.