Design and execute the product roadmap for domestic and cross-border digital payments.
Align payment solutions with regulatory requirements, industry standards, and business objectives.
Stay updated on emerging trends in instant payments, SWIFT, ISO, CBDCs, and blockchain-based cross-border payments.
Act as a bridge between business and technology teams, ensuring clear and actionable product requirements.
Collaborate with internal stakeholders to gather requirements.
Work with external partners to enhance payment offerings.
Ensure adherence to regulatory compliance, risk mitigation, and governance policies.
Work closely with Product Owners, Security, and Chapters to define and implement solutions.
Collaborate with cross-functional teams for successful implementation and deployment of payment solutions.
Stay updated on emerging technologies in the payment space.
Foster a culture of innovation by driving modernization initiatives and continuous improvement strategies.
Align technical solutions with the organization's long-term technology vision and business goals.
Leverage automation CI/CD and Sec DevOps practices to improve software development efficiency.
Skills and Experience:
Knowledge of ATM/POS switching, Debit Card Issuance/Management, Digital Channels interface, Encryption, HSM, and ISO8583 messaging standards.
Familiarity with EMV Contact/Contactless, VISA and MasterCard Card Issuing & Acquiring, Scheme compliance requirements.
Experience with EFT transaction switching and processing.
Familiarity with PCI DSS and PA DSS compliance requirements.
Experience on Switch integration with VISA/Mastercard is mandatory. Experience with UPI, JCB, and National switches. Experience with Google Pay/Samsung Pay/Apple Pay Wallets and QR Code and Emerging payments will be an added advantage.
Experience in Web Service integration and APIs.
Knowledge of end-to-end systems development life cycles (i.e., waterfall, Agile, and other modern approaches to software development).
Excellent in preparing Solution Architecture documents, Functional and Technical specifications.
Excellent problem-solving, team, and time management skills.
Experience in Programming Languages and other emerging technologies.
Experience in Cloud Services.
Key Stakeholders:
Product Owners.
Security teams.
Chapters.
Cross-functional teams.
Skills and Experience:
Digital Payments, API Integration, Card Issuing & Acquiring, PCI DSS, SWIFT, Blockchain.
Qualifications:
Bachelor's degree or equivalent in Computer Science, Information Technology, or related field.
