Handle Project Delivery for the Cards and Payment domain, ensuring adherence to group standards and controls for successful delivery
Develop project plans, define project scope, track, and monitor projects from inception to closure
Identify and manage risks, including developing contingency plans to mitigate potential issues
Develop solutions, stakeholder management, vendor and financial management, project cost development, and delivering solutions
Strong hands-on experience with VISA, MasterCard Card, UPI, and other national card schemes Issuing & Acquiring, Scheme compliance requirements
Desirable knowledge of national schemes and processor integrations
Knowledge of API's (SOAP, JSON, REST), Web Service Integration, and Back Office integration
Knowledge of HSM protocols, encryption keys, Cryptography (symmetric and asymmetric keys), 3DES, AES, SM4, SHA
Familiarity with EMV technologies, PCI DSS and PA DSS standards, Contact and Contactless technologies, 3DS, and Tokenization standards
Experience with EFT transaction switching or on-line banking environments
Hands-on experience with automated test tools and simulators
Experience with Google Pay, Samsung Pay, Apple Pay Wallets, QR Code, and Emerging payments is an added advantage
Strong design and programming knowledge on CICS, COBOL, JCL, VSAM, MVS
Knowledge of end-to-end systems development life cycles (Waterfall, Agile, and other modern approaches)
Excellent verbal and written communication skills to engage technical and non-technical audiences
Proactive in sharing technical knowledge and expertise to other resources
Excellent problem-solving, team, and time management skills
Experience in banking or financial services industry
Working experience in Cloud and Digital transformation projects is an advantage
Good knowledge of open banking is a plus
Ability to conduct requirement reviews, impact analysis, gap analysis, high-level design, cost estimation, propose timelines, obtain project approvals, and draft solution architecture/functional spec/technical spec documents
Leadership skills and subject matter expertise in technical and functional domains
Strong team collaboration, relationship building across teams, and influencing, conflict resolution, and negotiation skills

Skills and Experience:

Knowledge of Card Issuance/Management, Digital Channels interface, Encryption, HSM, and ISO8583 messaging standards
Familiarity with EMV Contact/Contactless, VISA, and MasterCard Card Issuing & Acquiring, Scheme compliance requirements
Familiarity with PCI DSS and PA DSS compliance requirements
Experience in Switch integration with VISA/Mastercard, UPI, JCB, and National switches
Experience with Google Pay/Samsung Pay/Apple Pay Wallets, QR Code, and Emerging payments
Experience in Web Service integration and APIs
Knowledge of end-to-end systems development life cycles (Waterfall, Agile, etc.)
Proficient in preparing Solution Architecture documents, Functional and Technical Specs
Strong problem-solving, team collaboration, and time management skills
Familiarity with Programming Languages and emerging technologies

Product Owner, Credit Card, WRB Tech