Product Owner

Key Responsibilities

Strategy

•   Develop the strategic direction and roadmap for SCPAY, aligning with Business Strategy, ITO Strategy and investment priorities.

•   Tap into latest industry trends, innovative products & solutions to deliver effective and faster product capabilities 

•   Support CASH Management Operations leveraging technology to streamline processes, enhance productivity, reduce risk and improve controls

Business

•   Work hand in hand with Payments Business, taking product programs from investment decisions into design, specifications, solutioning, development, implementation and hand-over to operations, securing support and collaboration from other SCB teams

•   Ensure delivery to business meeting time, cost and high quality constraints

•   Support respective businesses in growing Return on investment, commercialisation of capabilities, bid teams, monitoring of usage, improving client experience, enhancing operations and addressing defects & continuous improvement of systems

•   Thrive an ecosystem of innovation and enabling business through technology 

Processes

Responsible for the end-to-end deliveries of the technology portfolio comprising key business product areas such as Payments & Clearing. Own technology delivery of projects and programs across global SCB markets that

a) develop/enhance core product capabilities

b) ensure compliance to Regulatory mandates

c) support operational improvements, process efficiencies and zero touch agenda

d) build payments platform to align with latest technology & architecture trends, improved stability and scale

Interface with business & technology leaders of other SCB systems for collaborative delivery.  

People & Talent 

•   Employee, engage and retain high quality talent to ensure Payments Technology team is adequately staffed and skilled to deliver on business commitments 

•   Lead through example and build appropriate culture and values. Set appropriate tone and expectations for the team and work in collaboration with risk and control partners.

•   Bridge skill / capability gaps through learning and development

•   Ensure role, job descriptions and expectations are clearly set and periodic feedback provided to the entire team

•   Ensure the optimal blend and balance of in-house and vendor resources

Risk Management

•   Be proactive in ensuring regular assurance that the Payments ITO Team is performing to acceptable risk levels and control standards

•   Act quickly and decisively when any risk and control weakness becomes apparent and ensure those are addressed within quick / prescribed timeframes and escalated through the relevant committees

•   Balance business delivery on time, quality and cost constraints with risks & controls to ensure that they do not materially threaten the Group's ability to remain within acceptable risk levels 

•   Ensure business continuity and disaster recovery planning for the entire technology portfolio

Governance 

Promote an environment where compliance with internal control functions and the external regulatory framework 

Key stakeholders

•   Solution Architect – SCPAY

•   SCPAY – Programme Managers

•   Group Payments Product Development Heads

Group Cash Operations 

Skills and Experience

Java / Spring Boot

Kafka Streams, REST, JSON

Design Principle

Hazelcast & ELK

Oracle & Postgres

Qualifications

• At least 10-12 years of experience in a financial institution, preferably in Banking Clients / Payment Products & Project Management, with a good understanding of payment capabilities, digital products, and financials drivers. PMP/Agile certification would be preferred.
• Strong understanding of payment schemes, network associations
• Understanding of and delivery under Agile framework
• Strong financial management capabilities: budget tracking, planning, forecast and variance explanations. 
• Strong understanding of Risk and Controls associated with payments and ability to identify and mitigate emerging risk with client focus
• Good interpersonal and communication skills: networking, negotiation and influencing. 
• Positive attitude with the capability to work under pressure and deliver on multiple deadlines. 
• Strong analytical and numerical skills 
• Ability to work with geographically dispersed and highly varied stakeholders
• Very Good communication and interpersonal skills to manage senior stakeholders and top management
• Knowledge on JIRA and Confluence tools are desired