Product Manager

ABOUT THE ROLE

We are looking for a Product Manager who is passionate about conceptualising and nurturing new ideas, and developing them into scalable fintech solutions. You will drive multi-skilled teams through rapid prototyping and take products from ideation to commercial launch with a specific focus on Central Bank Digital Currency (CBDC).

This is a high-impact, cross-functional role that sits at the intersection of technology, regulation, and business collaborating with regulators, banks, Fintechs and internal engineering, sales, and compliance teams.

AT A GLANCE

Department: Product Management

Location: Pune, India

Experience Required: 4+ years in UPI / IMPS / CBDC

Education: MBA or BE / B.Tech from Tier 1 College (can be overlooked if there is strong domain experience)

Decision-Making Authority: Yes

WHAT YOU'LL DO

Product Ownership & Strategy

Own the complete lifecycle of CBDC products ideation, design, development, testing, go-live, enhancements, and growth

Build and maintain the product roadmap with short, medium, and long-term objectives

Develop product pricing and positioning strategies

Manage product profitability by maximising revenue from existing offerings

Execution & Delivery : -

Collaborate with System Architects and Engineers to deliver APIs, technical flows, and system integrations (success and failure scenarios)

Gather and document requirements ideation docs, flow diagrams, roadmaps, API specs, BRS, and test cases

Lead brainstorming and sprint planning sessions across cross-functional teams

Identify and lead platform and app initiatives to improve system robustness and user experience

Manage scoping and development of product enhancements

Stakeholder & Market Engagement : -

Interface with external stakeholders RBI, Banks, NPCI, FinTechs, and technology vendors

Interact with key customers to identify product gaps and generate growth ideas

Conduct competitive analysis and R&D for new use cases

Spot market opportunities alongside the sales team to target banks and financial institutions

Go-to-Market & Sales Support : -

Build and drive GTM activities in close collaboration with Sales, Marketing, and Management

Lead pre-sales function for CBDC product line

Consult and support Strategic Accounts on scoping and delivery for custom requirements

WHAT WE'RE LOOKING FOR

Mandatory : -

Prior experience as a Product Manager or Business Analyst in Indian Banking & Payment systems

Hands-on experience with Payment Switches UPI, IMPS, and / or CBDC

4+ years in at least one of: UPI, IMPS, CBDC domains

Skills : -

Solid understanding of the digital payments market and regulatory environment in India

Experience working with cross-functional teams Engineering, Marketing, Sales, Design

Good grasp of Product Design, Metrics, Engineering, and Customer Support workflows

Strong aptitude, logical reasoning, and critical thinking

Excellent communication and presentation skills

Proficiency with Markdown / UML and user journey documentation

Willingness to experiment, iterate, and improve continuously

Nice to Have : -

Familiarity with CBDC-specific pilots (retail and wholesale use cases)

Experience evaluating promotional plans and go-to-market consistency

WHO YOU'LL WORK WITH

Internal Teams: Sales, Development, Testing, Production Support, Marketing, Compliance, Security, Management, Project Delivery

External Stakeholders: RBI, Banks, NPCI, FinTechs, Clients, Partners, Service Providers, Regulators

QUALIFICATIONS

MBA, BE / B.Tech from a Tier 1 College

Other degrees considered for candidates with strong, relevant payments domain experience

4+ years of hands-on experience in one or more of: UPI, IMPS, CBDC

WHY THIS ROLE IS EXCITING

CBDC is one of the most consequential shifts in financial infrastructure globally and this role puts you at the centre of it. Here's what makes it unique:

End-to-end product ownership you will touch every stage of the product lifecycle: ideation, design, execution, growth, marketing, sales, experimentation, market research, and product discovery in new markets

Dual-surface product work you will manage both frontend consumer channels (mobile applications, wallets) and complex backend payment infrastructure, giving you rare full-stack product depth

Work on the most advanced payment functionalities being built today Offline Payments, Cross-Border CBDC, Programmable Payments, Delegated Payments, Conditional Payments, Web3 integrations, and Loyalty ecosystems

Global scope opportunity to explore and contribute to CBDC market expansion beyond India, working on international deployments and cross-border use cases

Direct regulatory and ecosystem exposure you will engage with central banks, regulators, and top-tier financial institutions, building a professional network that few product roles offer

Opportunity to work with some of the best minds in the payments domain Sarvatra is one of India's leading Payment Service Providers with 25+ years of experience and multiple industry firsts to its name, including IMPS, UPI, and CBDC

Join the undisputed leader in India's CBDC space Sarvatra was the first and only Technology Service Provider (TSP) to be part of the design phase of CBDC in India, the first to go-live, and continues to lead across multiple advanced payment functionalities. Sarvatra's CBDC stack is a multi-award winning platform, widely regarded as best-in-class in the country