About Per AnnumPer Annum is one of India's fastest-growing alternative investment platforms, focused on non-market-linked products that help retail investors earn stable returns. With a growing base of 500,000+ investors, we offer high-yield products, including P2P lending and fractional real estate under our Estates brand. Our parent company, Ledbox, was recognised among the fastest-growing Asia-Pacific companies in 2025.
The RoleWe're looking for a Product Manager Investments who can own products end-to-end, from strategy to execution, and build scalable, compliant investment experiences.
You'll work closely with business, engineering, risk, compliance, marketing, and operations to ship products that investors trust and adopt long-term. This role is ideal for someone who:
- Has shipped fintech products before
- Understands retail investor behavior
- Can balance growth, UX, and regulatory constraints
What You'll Do- Own the product roadmap for investment products, including P2P lending and fractional real estate
- Translate business goals into clear PRDs, user stories, and shipped features
- Work closely with engineering, business, risk, compliance, and ops to deliver compliant, high-quality products
- Own and improve key metrics such as AUM, onboarding conversion, retention, and ticket size
- Use data, experiments, and user feedback to continuously optimize investor journeys
Products You'll Work On- Per Annum (App & Web): B2C platform for retail investors
- IFA Platform (Web): B2B platform for distributors and advisors
- Admin Tools: Internal systems to support operations and scale.
What We're Looking ForMust-Have
- 23+ years of Product Management experience in fintech (investments, lending, or wealth preferred)
- Hands-on experience with user communications (SMS, WhatsApp, Email)
- Strong understanding of payment gateways and transaction lifecycles
- Comfortable with API basics and working closely with engineers
- Solid UX fundamentals; experience with wireframes/prototypes (Figma or similar)
- Exposure to KYC, AML, RBI/SEBI-driven workflows
Good to Have
- Experience with investment dashboards or transaction-heavy products
- Familiarity with P2P lending or fractional real estate.
Why Join Per Annum- Work on real money, real users, real scale
- High ownership and direct impact on a profitable fintech
- In-office team with fast decision-making and strong execution culture