Role Overview
We are looking for a Product Manager or Associate Product Manager to own the strategy, roadmap, design, marketing, and end-to-end delivery of our lending platform in specific geographies worldwide. You will work cross-functionally with global teams to drive product success in emerging and evolving markets.
Key Responsibilities
- Conduct in-depth market research and credit need assessments for targeted geographies.
- Analyze consumer behavior to inform lending product design.
- Design user journeys and configure them in YABX's sandbox environment for testing and validation.
- Collaborate with cross-functional teams including Business Analysts, Partners, and Business Units to finalize and refine product solutions.
- Define Total Addressable Market (TAM) and target segments, aligning the product roadmap with business priorities.
- Develop expertise in financial accounting models to support multiple credit product offerings on the platform.
- Interpret and incorporate market-specific regulatory and operational guidelines into the product.
- Coordinate with Testing teams and partner systems to ensure smooth feature delivery.
Functional Skills
- Experience with lending platforms and/or payments platforms (preferred but not mandatory).
- Strong data-driven decision-making skills to deliver impactful results.
- Proven ability to develop clear product documentation, user stories, and business cases.
- Experience working in non-traditional financial services or mobile-first application design is a plus.
Behavioral Skills
- Excellent team player capable of working across global, matrixed teams and time zones.
- Strong verbal and written communication skills, able to present ideas to diverse stakeholders persuasively.
- Ability to work effectively under pressure.
- Strategic thinker with practical operational focus for roadmap and feature development discussions.
Experience & Qualifications
- 35 years of relevant experience.
- Educational qualifications: MBA / MCA / M.Tech / B.Sc / B.Tech / B.Arch or equivalent.
Reporting
You will report to the regional/market/offering heads, playing a critical role in delivering market-specific digital lending products.
