We are hiring Loan Origination Experts who have hands-on experience in building and scaling Loan Origination Systems (LOS) across diverse lines of business. This is a high-impact role where you will work on mission-critical projects, helping design, configure, and implement next-gen LOS solutions integrated with global standards and AI-driven decisioning.
This opportunity provides a platform to leverage your domain knowledge, customer insight, and technical expertise to transform the lending ecosystem.
Key Responsibilities
- Lead design and implementation of end-to-end Loan Origination Systems across retail and MSME lending.
- Drive Rule Engine configurations to enable flexible, automated decision-making.
- Define, configure, and optimize Workflow Management to deliver seamless customer journeys.
- Build and maintain robust Master Management frameworks for customer, product, and transaction data.
- Deliver Mobility-first solutions for loan origination including agent, DSA, and customer applications.
- Manage Global Customer Data Models ensuring compliance, scalability, and unified 360 view across geographies.
- Design solutions spanning multiple product lines: Home Loan (HL), Personal Loan (PL), Loan Against Property (LAP), Gold Loan, Vehicle Loan, and others.
- Collaborate with FinTech ecosystem partners and India Stack (e.g., Aadhaar, PAN, DigiLocker, UPI, Account Aggregator, eSign, CKYC).
- Engage with multiple stakeholders across Sales, Credit, Risk, and Operations, ensuring requirements are translated into functional LOS configurations.
- Apply AI/ML techniques for:
- Risk scoring using alternative data (telecom, utility, social, cashflows).
- Predictive credit behavior modeling.
- Fraud detection and anomaly spotting.
- Conversational AI for faster onboarding and customer service.
Mentor team members and actively contribute to knowledge-sharing within the product and solution delivery teams.
Requirements
- Strong background in Loan Origination Systems design and implementation.
- Expertise in Rule Engines, Configurations, Workflow Management, Master Data Management, and Mobility Solutions.
- Deep understanding of lending product lifecycle across HL, PL, LAP, Gold, Vehicle, MSME, and Business Loans.
- Hands-on exposure to CPV/Field Investigation modules and external data integrations.
- Proven experience with FinTech integrations and Digital India Stack APIs.
- Knowledge of Global Customer Data Management and regulatory-compliant architectures.
- Practical application of AI/ML in credit decisioning, fraud analytics, and customer engagement.
- Strong stakeholder management and cross-functional collaboration skills.
- Open to Bankers from Sales/Credit backgrounds willing to transition into FinTech solution delivery.
Qualifications
- Graduate/Postgraduate in Engineering, Technology, or Finance.
- 812 years of experience in Lending / LOS / BFSI / FinTech product development.
- Strong communication, analytical, and problem-solving skills.
Benefits
- Opportunity to work on mission-critical projects for leading global banks and financial institutions.
- Exposure to multi-product lending portfolios and global LOS transformations.
- Work on AI-driven innovation in credit, fraud, and customer engagement.
- A collaborative ecosystem with senior domain experts and industry leaders.
- Fast-track growth for domain specialists and problem-solvers.
