About This Role
Wells Fargo is seeking a Principal Engineer. We believe in the power of working together because great ideas can come from anyone. Through collaboration, any employee can have an impact and make a difference for the entire company. Explore opportunities with us for a career in a supportive environment where you can learn and grow.
In This Role, You Will
- Act as an advisor to leadership to develop or influence applications, network, information security, database, operating systems, or web technologies for highly complex business and technical needs across multiple groups
- Lead the strategy and resolution of highly complex and unique challenges requiring in-depth evaluation across multiple areas or the enterprise, delivering solutions that are long-term, large-scale and require vision, creativity, innovation, advanced analytical and inductive thinking
- Translate advanced technology experience, an in-depth knowledge of the organizations tactical and strategic business objectives, the enterprise technological environment, the organization structure, and strategic technological opportunities and requirements into technical engineering solutions
- Provide vision, direction and expertise to leadership on implementing innovative and significant business solutions
- Maintain knowledge of industry best practices and new technologies and recommends innovations that enhance operations or provide a competitive advantage to the organization
- Strategically engage with all levels of professionals and managers across the enterprise and serve as an expert advisor to leadership
Required Qualifications
- 7+ years of Engineering experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications
- 15+ years of experience in programming skills in Java, Python, or similar languages.
- Expertise in cloud platforms (AWS, Azure, GCP) and microservices architecture.
- Experience with API design, containerization (Docker, Kubernetes), and CI/CD pipelines.
- Knowledge of payment messaging standards (ISO 8583, ISO 20022).
- Microservices and Event-Driven-Architecture
- GenAI, Agentic AI, Co-pilot, Automation
- Define and drive the technical roadmap for payments transformation initiatives.
- Evaluate emerging technologies and recommend adoption strategies for payment modernization.
- Ensure architectural consistency, scalability, and security across payment platforms.
- Provide deep technical expertise in ACH, RTGS / Wires, SWIFT, ISO 20022, UPI, and real-time payment systems.
- Lead migration projects from legacy systems to modern, API-driven architectures.
- Ensure compliance with regulatory standards (AML, PCI DSS) and security best practices.
- Design cloud-native, microservices-based payment solutions.
- Develop integration strategies for APIs, payment gateways, and third-party services.
- Optimize system performance, reliability, and fault tolerance for high-volume transactions.
- Excellent leadership, communication, and stakeholder management skills.
- Ability to influence technical decisions and drive consensus across teams.
Job Expectations
- Lead the technical strategy and execution for Payments Transformation initiatives.
- This role involves architecting scalable, secure, and innovative payment solutions, modernizing legacy systems, and driving adoption of real-time, API-driven, and cloud-native payment platforms.
- Collaborate with cross-functional teams to ensure technology alignment with business objectives and regulatory compliance.
- Work closely with product owners, business analysts, and engineering teams to align technical solutions with business goals.
- Mentor senior engineers and promote best practices in coding, design, and architecture.
- Facilitate technical workshops and knowledge-sharing sessions.
- Drive innovation in payment technologies, including blockchain, AI-based fraud detection, and digital wallets.
- Implement DevOps practices for continuous integration and delivery.
- Champion automation and performance optimization initiatives.
Reference Number
R-515495
