Principal Architect- Backend

About Snapmint

Snapmint is on a mission to democratise no/low-cost instalment purchases for the next 200 Mn Indians. Of the 300 million credit-eligible consumers in India, fewer than 30 Mn actively use credit cards. Snapmint is reinventing credit for the next generation giving people the freedom to buy what they want and pay in installments, no credit card needed.

In a short span of time, Snapmint has reached over a million consumers across 2,200 cities, powering more than 2,000 crores in purchases. Founded by a closely-knit team of IIT Bombay alumni, bankers and technocrats, Snapmint is building the financial infrastructure that India's next 200 Mn deserve.

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Leadership

Nalin, Anil, and Abhineet IIT Bombay alumni and serial entrepreneurs have built and scaled companies including Oyo, Ola, Holachef, Inrea and Sodel Solutions. Since 2008 they have been at the frontier of big data, real-time predictive technologies and algorithms spanning Ad-tech, Consumer Marketing and eCommerce.

Sanjeev leads Engineering at Snapmint with deep consumer-tech expertise and a singular focus: scale the platform for the next 100 Mn consumers. This role reports into Sanjeev and will be his closest technical partner.

Why This Role Exists

Snapmint has crossed an inflection point. We have proven product-market fit, scaled to over a million users, and built a transaction engine that processes thousands of EMIs every day. What got us here won't get us to 50 million users.

Our systems need to evolve from fast-moving startup architecture to a resilient, secure, and extensible financial platform. We need someone who has seen what the next 10x looks like, has the scars to prove it, and the vision to architect for it.

We are not looking for someone to manage what exists. We need someone who will challenge every assumption, redesign what needs to be redesigned.

Scope of the Role

Own the Technical Vision

• Define and own the end-to-end technology architecture platforms.
• Set the multi-year engineering roadmap in partnership with the senior leadership.
• Be the accountable voice on architectural trade-offs performance vs cost, velocity vs stability, build vs buy.

What You Bring

The Non-Negotiables

• 10+ years of overall software engineering experience with at least 4 years in architecture, platform or principal/staff engineering roles
• Hands-on experience designing distributed systems that serve millions of users you can whiteboard a solution and then write the code.
• Deep backend expertise in at least two of: Node.js, Java, Go, Python and fluency in system design, data modelling, and API design.
• Strong command of PostgreSQL, MongoDB, Redis and the trade-offs between them.
• Experience with AWS, GCP or Azure at a serious production scale infrastructure design, cost optimisation, security architecture.
• Track record of building and retaining world-class engineering teams in a competitive talent market.
• History of shipping: you move fast, cut the right corners, and know the difference between technical debt and technical risk.