Pre Underwriter- US Mortgage

About The Company:

ARA's client is a leading IT solutions provider, offering Applications, Business Process Outsourcing (BPO) and Infrastructure services globally through a combination of technology knowhow, domain, and process expertise.

The Role:

The Mortgage Loan Processor will be responsible for performing a variety of loan documentation duties on complex loan packages and ensure compliance with policies and procedures for loan products. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills.

Key Responsibilities:

• Verify loan quality as per US requirements and lender guidelines and set up the loan for UW
• Provide excellent customer service to internal and external clients by demonstrating expertise, thoroughness, thoughtfulness, politeness and enthusiasm
• Review and analyze all necessary documentation, including borrower docs and third-party docs
• Interpret policies while analyzing applicant information, property and documentation
• Comprehensive understanding of credit underwriting guidelines

Skills Required:

• Excellent customer service and written and verbal communication skills
• Detail oriented and excellent organizational skills
• Quick learner to keep up with the fast-paced mortgage industry
• Able to prioritize multiple tasks and manage time
• Problem-solver with strong analytical skills
• Adheres to directives, procedures, and standards
• Computer proficiency including Microsoft Office Product Suite
• Candidates must be available to work outside of normal business hours when necessary
• Flexible to work in 24/7 process including night shifts and weekends

Qualifications & Experience:

• A Bachelor's degree is required.
• Minimum 1 Years of experience US Residential Mortgage preferably in Loan Origination with excellent knowledge of Income and Asset Guidelines