Payments and Cards Testing Consultant

Responsibilities :

Lead end to end consulting engagements on DTA payments and card processing using Global Pay Plus and SEPA standards.

Analyze client payment ecosystems, identify gaps, and define target state architectures and roadmaps for payments modernization.

Design and configure Global Pay Plus modules for SEPA credit transfers, direct debits, and related payment schemes, ensuring compliance and performance.

Translate business and regulatory requirements into detailed functional and technical specifications, including XML based payment messages.

Collaborate with engineering teams to integrate payment solutions with core banking, card systems, and external payment networks.

Conduct impact analysis, solution design reviews, and walkthroughs with stakeholders across business, technology, and operations.

Support testing strategy (SIT, UAT, regression) by defining test scenarios, validating XML message structures, and troubleshooting defects.

Provide subject matter expertise on SEPA rules, cut off times, settlement cycles, and exception handling for high volume payment processing.

Guide clients on best practices for payment operations, straight through processing, and risk and compliance controls in the payments and cards domain.

Mentor junior consultants, share domain knowledge, and contribute to internal accelerators, templates, and knowledge repositories.

Additional Responsibilities:

Job Locations : Bangalore, Chennai, Hyderabad, Pune , Noida, Chandigarh

Technical and Professional Requirements:

Minimum Qualifications:

Graduation in Computer Science, Information Technology, Engineering, Finance, or a related field.

5â€20 years of experience in payments and/or cards consulting, implementation, or solution design roles.

Hands on experience (5+ years) working with Global Pay Plus in implementation, configuration, or solution architecture.

Strong expertise in SEPA payment schemes (credit transfer, direct debit), including message formats, processing flows, and compliance requirements.

Solid understanding of XML based payment messages and schemas relevant to SEPA and bank payment interfaces.

Proven ability to work with cross functional teams and stakeholders in a consulting or client facing environment.